{"id":"W4405314849","doi":"10.2139/ssrn.5051252","title":"<span>The High Price of Prudence – Benchmarking Canada’s Property and Casualty Industry (Second Edition)</span>","year":2024,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"","funders":"","keywords":"Prudence; Span (engineering); Benchmarking; Life span; Engineering; Business; Economics; Management; Structural engineering; Medicine; Gerontology; Philosophy; Theology","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002054066,0.0002271671,0.0003750651,0.0001975478,0.0003759727,0.0001644084,0.0003898991,0.0001724459,0.0002656651],"category_scores_gemma":[0.00008459813,0.0001742906,0.00009520971,0.0004033033,0.0000975032,0.0004175272,0.00009447218,0.001971374,0.00002271974],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001233555,"about_ca_system_score_gemma":0.002396267,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.02339909,"about_ca_topic_score_gemma":0.2283474,"domain_scores_codex":[0.9972728,0.00003214558,0.0007221132,0.0004077142,0.0001682667,0.001396922],"domain_scores_gemma":[0.9991203,0.00006176197,0.0003970749,0.0002518859,0.00007959911,0.00008936683],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00004281535,0.0000699066,0.009723959,0.0001671166,0.0003506859,0.00004212023,0.0004468327,0.0001666088,0.00005823054,0.9413191,0.01395084,0.03366175],"study_design_scores_gemma":[0.0007870091,0.0004864364,0.07839145,0.0002644227,0.00006587797,0.0003577067,0.0005620054,0.001849367,0.0001209621,0.1811892,0.7351841,0.0007415246],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9205795,0.04452596,0.005469807,0.006170947,0.003480824,0.0006795304,0.0002134455,0.00004455826,0.01883546],"genre_scores_gemma":[0.98518,0.007888152,0.00004712589,0.0002415636,0.0008847566,0.00001919762,0.000007253841,0.0000304624,0.00570151],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.7601299,"threshold_uncertainty_score":0.9831042,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.009524556872797319,"score_gpt":0.1922866848442303,"score_spread":0.182762127971433,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}