{"id":"W4406292073","doi":"10.1093/rof/rfaf001","title":"Bank regulation, investment, and capital requirements under adverse selection","year":2025,"lang":"en","type":"article","venue":"European Finance Review","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"McGill University","funders":"","keywords":"Adverse selection; Investment (military); Economics; Selection (genetic algorithm); Capital requirement; Capital investment; Capital (architecture); Monetary economics; Business; Financial system; Finance; Market economy; Computer science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.009104362,0.0004614803,0.001061684,0.0007041774,0.0004566375,0.003358192,0.000722013,0.002063852,0.001958776],"category_scores_gemma":[0.02459793,0.0004412986,0.0005726915,0.0005078166,0.002465735,0.002005833,0.0009769384,0.001711412,0.000346182],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00199757,"about_ca_system_score_gemma":0.002064154,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001225928,"about_ca_topic_score_gemma":0.0006789477,"domain_scores_codex":[0.994551,0.0027643,0.0003303672,0.0005725718,0.0008730103,0.0009087208],"domain_scores_gemma":[0.9681975,0.01576237,0.01089512,0.001631757,0.002799573,0.0007137467],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0005061119,0.0001982685,0.01056581,0.0002599047,0.0001725546,0.0003331879,0.000193125,0.2271232,0.006726413,0.7230928,0.004002039,0.02682667],"study_design_scores_gemma":[0.000286628,0.0005200869,0.01602383,0.000208231,0.0001741659,0.0002291731,0.0002186683,0.1570027,0.007243411,0.8112921,0.006699402,0.0001015508],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.6487386,0.005625313,0.2559398,0.00834151,0.0002447701,0.0002714508,0.0004159692,0.0002840865,0.08013858],"genre_scores_gemma":[0.9958975,0.0004983268,0.002005256,0.0002159183,0.00006285233,0.00004057042,0.00002609064,0.000008010318,0.001245661],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009104362,"threshold_uncertainty_score":0.04814899,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02932807681657112,"score_gpt":0.2514035867912506,"score_spread":0.2220755099746795,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}