{"id":"W4407154073","doi":"10.3390/jrfm18020084","title":"Non-Maturing Deposits: Predictive Modelling and Risk Management","year":2025,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Reservoir Engineering and Simulation Methods","field":"Engineering","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Risk management; Business; Risk analysis (engineering)","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0009872208,0.0006384694,0.0007131267,0.0006282488,0.0003529667,0.001643617,0.0009529468,0.001145831,0.001249133],"category_scores_gemma":[0.00319963,0.0004788689,0.0006543688,0.0006685255,0.0005342336,0.00113321,0.00075836,0.001220525,0.0001748627],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005558875,"about_ca_system_score_gemma":0.001150674,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01180134,"about_ca_topic_score_gemma":0.006265637,"domain_scores_codex":[0.9997033,0.0001034196,0.00002507207,0.0000561527,0.00007820671,0.00003386972],"domain_scores_gemma":[0.9986168,0.000872208,0.0002666014,0.0000628683,0.0001376976,0.00004368032],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"simulation_or_modeling","study_design_gemma":"simulation_or_modeling","study_design_scores_codex":[0.00002494576,0.00001748726,0.002791974,0.00002590895,0.00002346705,0.00005943976,0.00003595319,0.9854328,0.0003918304,0.003768221,0.0001871703,0.007240796],"study_design_scores_gemma":[0.000001149823,0.000005045345,0.0002541342,0.000003997257,0.000002480184,0.000008466788,0.000006805843,0.998086,0.00009346392,0.001443143,0.00009235258,0.000003029392],"study_design_candidate":"simulation_or_modeling","study_design_consensus":"simulation_or_modeling","genre_codex":"methods","genre_gemma":"empirical","genre_scores_codex":[0.3195839,0.001185175,0.6706057,0.001182396,0.00008808834,0.00008534468,0.0004838399,0.0004808201,0.006304814],"genre_scores_gemma":[0.9679367,0.0007774447,0.02837045,0.00003765996,0.0000422561,0.00005716847,0.0002241248,0.00003143485,0.002522836],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.01180134,"threshold_uncertainty_score":0.02346528,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.004492296818398299,"score_gpt":0.212716336451073,"score_spread":0.2082240396326747,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}