{"id":"W4407239725","doi":"10.2139/ssrn.5126966","title":"Contract Structure and Risk Aversion in Longevity Risk Transfers","year":2025,"lang":"en","type":"preprint","venue":"SSRN Electronic Journal","topic":"Insurance, Mortality, Demography, Risk Management","field":"Social Sciences","cited_by":1,"is_retracted":false,"has_abstract":false,"ca_institutions":"University of Guelph; University of Waterloo","funders":"","keywords":"Risk aversion (psychology); Longevity; Longevity risk; Actuarial science; Business; Economics; Financial economics; Medicine; Expected utility hypothesis; Gerontology","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","research_integrity"],"consensus_categories":[],"category_scores_codex":[0.006945688,0.0003927642,0.0005766777,0.000531009,0.0009334769,0.0002491098,0.0007303976,0.0005730317,0.00006618405],"category_scores_gemma":[0.000214502,0.000386574,0.0003402494,0.0004117333,0.0003343499,0.0002282201,0.0001707927,0.009333028,0.000002757786],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001857321,"about_ca_system_score_gemma":0.003040246,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.0356457,"about_ca_topic_score_gemma":0.3302904,"domain_scores_codex":[0.993993,0.001583598,0.000564311,0.0006307947,0.0007750917,0.002453142],"domain_scores_gemma":[0.9987148,0.0001571213,0.0005053396,0.0003377059,0.0001288348,0.0001562075],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0001698534,0.000103343,0.8228879,0.00007797949,0.0008362499,0.00002037784,0.004888701,0.0009927847,0.000002406671,0.03504789,0.0000899053,0.1348826],"study_design_scores_gemma":[0.001743943,0.0001528363,0.42695,0.0002308272,0.0007117409,0.000009966861,0.006008704,0.0002363933,0.00000881206,0.5594442,0.003798208,0.0007043931],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9854262,0.007225454,0.001621727,0.0005410186,0.001150029,0.0008590155,0.0002204651,0.00005538154,0.002900729],"genre_scores_gemma":[0.7686618,0.2306884,0.00005795637,0.00003819434,0.0002714311,0.000007211274,0.000009132776,0.00001425212,0.0002516272],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.5243963,"threshold_uncertainty_score":0.9998586,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.006021618031829321,"score_gpt":0.2683442456386229,"score_spread":0.2623226276067936,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}