{"id":"W4407581176","doi":"10.5539/jms.v15n1p1","title":"Institutional Trust and Affordability on Mobile Banking Adoption in Ghana: A System Dynamic Approach","year":2025,"lang":"en","type":"article","venue":"Journal of Management and Sustainability","topic":"Economic Growth and Development","field":"Computer Science","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Mobile banking; Business; Marketing","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001698562,0.0001004653,0.0002034951,0.0003335533,0.0001124594,0.00009895721,0.0002079259,0.00004240361,7.851902e-7],"category_scores_gemma":[0.00003476653,0.00008594527,0.00004014548,0.0002379703,0.00006274781,0.0003451071,0.000212414,0.0001448326,1.641422e-7],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0008752375,"about_ca_system_score_gemma":0.0001620639,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.000008264284,"about_ca_topic_score_gemma":0.000004898582,"domain_scores_codex":[0.9989514,0.00008233941,0.0004238092,0.0002469682,0.0001320432,0.0001634862],"domain_scores_gemma":[0.9995072,0.00005001451,0.0001183102,0.0001789675,0.00009471761,0.00005078291],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.0001718901,0.0003907214,0.2037202,0.002618029,0.00006620823,0.00005560221,0.0008475622,0.002746141,2.9317e-7,0.6513063,0.00004630239,0.1380308],"study_design_scores_gemma":[0.00181449,0.0001911339,0.8606687,0.0001744901,0.00002169206,0.00002849691,0.009451472,0.09220811,0.000004628752,0.03428729,0.0009532396,0.0001962933],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8450641,0.0002374647,0.1489429,0.0003371212,0.0001414719,0.0003983263,3.024894e-7,0.00001305269,0.00486527],"genre_scores_gemma":[0.9924303,0.00002795557,0.007376802,0.00005414898,0.000007300062,0.00002066686,4.707512e-7,0.000001402651,0.00008100973],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.6569485,"threshold_uncertainty_score":0.3504747,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.004464370534445299,"score_gpt":0.2133872167533651,"score_spread":0.2089228462189198,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}