{"id":"W4407732904","doi":"10.29164/25finance","title":"Finance","year":2025,"lang":"en","type":"article","venue":"Open Encyclopedia of Anthropology","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Victoria","funders":"Social Sciences and Humanities Research Council of Canada","keywords":"Business; Economics; Financial system; Finance","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["insufficient_payload"],"consensus_categories":[],"category_scores_codex":[0.0003078603,0.0001293673,0.000554816,0.0001843825,0.0001704937,0.00001821283,0.000760278,0.000158535,0.001363719],"category_scores_gemma":[0.0001051772,0.0001493185,0.00007808614,0.0004188526,0.0003811386,0.0002192326,0.0005890673,0.0001236355,0.000359188],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0000408904,"about_ca_system_score_gemma":0.000076278,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002339071,"about_ca_topic_score_gemma":0.0001459714,"domain_scores_codex":[0.9986598,0.00001381578,0.0006472507,0.0003932738,0.00001663647,0.0002692385],"domain_scores_gemma":[0.9991609,0.00003878353,0.0003163103,0.0004242569,0.00003980895,0.00001988411],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0000334617,0.0001363686,0.02411724,0.0000219614,0.00001512423,0.000004688365,0.00017931,0.000003530803,0.00005815256,0.9351625,0.03015934,0.0101083],"study_design_scores_gemma":[0.0004650214,0.00009131857,0.01447837,0.00002814517,0.000003751512,0.000001575448,0.00006941945,0.00002406226,0.0007377507,0.1382605,0.8456896,0.000150465],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.05441021,0.005098796,0.007543801,0.003020073,0.001688427,0.000327915,0.00008432347,0.00001522189,0.9278113],"genre_scores_gemma":[0.9285007,0.02380291,0.004148199,0.0009578121,0.00009280471,0.00004638316,0.0000192482,0.0000210323,0.04241088],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.8854004,"threshold_uncertainty_score":0.9995492,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01865166280798885,"score_gpt":0.2903384759323137,"score_spread":0.2716868131243249,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}