{"id":"W4409320557","doi":"10.5430/ijfr.v16n2p17","title":"Assessing the Effect of Financial Literacy on Investment Decisions Among Matatu Savings and Credit Cooperative Societies in Kenya","year":2025,"lang":"en","type":"article","venue":"International Journal of Financial Research","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Financial literacy; Investment (military); Business; Literacy; Economics; Finance; Financial system; Actuarial science; Economic growth; Political science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001475575,0.0002304461,0.000229021,0.0007441275,0.001614229,0.001124843,0.0002834482,0.0003872049,0.001847135],"category_scores_gemma":[0.005024443,0.0002113382,0.0001792116,0.000647468,0.001166345,0.0006529649,0.001169311,0.0005340585,0.0001587051],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001333151,"about_ca_system_score_gemma":0.001373627,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01991389,"about_ca_topic_score_gemma":0.0684972,"domain_scores_codex":[0.999201,0.0003368475,0.00005309687,0.00006834067,0.0001136629,0.0002270598],"domain_scores_gemma":[0.9961993,0.001329267,0.001463597,0.00007024487,0.0003075256,0.0006300409],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00009458885,0.0002913634,0.9526531,0.00004851811,0.00001444862,0.0004545395,0.03573422,0.00005201884,0.0004886098,0.0001381156,0.0001676721,0.009862855],"study_design_scores_gemma":[0.000004024268,0.000231779,0.9170365,0.00006323391,0.0000124962,0.0001285484,0.08137286,0.0001875288,0.0001145869,0.00006049702,0.0007754881,0.00001238754],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9996547,0.00002556833,0.00000684715,0.00003542152,6.619402e-7,0.000005165228,0.000008417995,1.390887e-7,0.0002630779],"genre_scores_gemma":[0.9996412,0.00007530129,0.00004616898,0.00001662683,0.000001231293,0.00000785311,0.00001308433,2.528571e-7,0.0001984214],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01991389,"threshold_uncertainty_score":0.03959596,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.04896914234327381,"score_gpt":0.3947840472992563,"score_spread":0.3458149049559825,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}