{"id":"W4410112347","doi":"10.2139/ssrn.5202564","title":"<div> Leverage without Risk Weights: <span>A Double-Edged Reform for Community Banks</span></div>","year":2025,"lang":"en","type":"preprint","venue":"SSRN Electronic Journal","topic":"Islamic Finance and Banking Studies","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"McMaster University","funders":"","keywords":"Leverage (statistics); Capital requirement; Business; Reserve requirement; Financial system; Capital adequacy ratio; Economics; Monetary economics; Central bank; Mathematics; Monetary policy; Statistics; Microeconomics; Incentive","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002351633,0.0006295615,0.0008636934,0.001003638,0.002008605,0.003472842,0.001319948,0.005130347,0.04359972],"category_scores_gemma":[0.01098308,0.0004296086,0.0004065256,0.001673936,0.002657985,0.005626702,0.002092102,0.004429074,0.005485733],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003257019,"about_ca_system_score_gemma":0.001967168,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01368178,"about_ca_topic_score_gemma":0.01946015,"domain_scores_codex":[0.9981856,0.0004571148,0.00007293122,0.0003024593,0.0007606606,0.0002213019],"domain_scores_gemma":[0.9980348,0.0005818306,0.0002530581,0.0004171774,0.000546978,0.0001662359],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00004248015,0.00004153388,0.0003185875,0.00004412135,0.00001353423,0.00004199558,0.00008936844,0.0004388863,0.0001959028,0.7365326,0.206448,0.05579306],"study_design_scores_gemma":[0.00006318518,0.00003910892,0.002382325,0.0001057745,0.00002979191,0.00006862677,0.00009368474,0.002778947,0.001130101,0.6999702,0.2932961,0.00004218556],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.02465476,0.006162397,0.03419059,0.1721664,0.003996914,0.0001277149,0.001690874,0.0007802737,0.7562302],"genre_scores_gemma":[0.5089535,0.002756119,0.01461972,0.01705581,0.003948244,0.0002200977,0.0004859699,0.0004594493,0.4515012],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.04359972,"threshold_uncertainty_score":0.1458556,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02159447559596837,"score_gpt":0.255585283438809,"score_spread":0.2339908078428407,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}