{"id":"W4411034715","doi":"10.24071/ijasst.v7i1.12283","title":"Determination of Premium Reserves for Whole Life Insurance Using the Canadian Method with Varying Premium Payment Periods","year":2025,"lang":"en","type":"article","venue":"International Journal of Applied Sciences and Smart Technologies","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Insurance premium; Payment; Actuarial science; Business; Life insurance; Economics; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0011214,0.0004035912,0.0002898642,0.003840591,0.0006469964,0.001025666,0.0007323292,0.0002643996,0.002487891],"category_scores_gemma":[0.004734283,0.0001318592,0.0005356348,0.003339696,0.0002427783,0.0004576615,0.0005033684,0.0004023533,0.0003598104],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003779921,"about_ca_system_score_gemma":0.003463972,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.5645429,"about_ca_topic_score_gemma":0.5826153,"domain_scores_codex":[0.9988214,0.00008548277,0.00003990869,0.000154122,0.0007993981,0.00009962963],"domain_scores_gemma":[0.9973258,0.0004177244,0.0003118511,0.0001185608,0.001718133,0.0001079459],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.001234171,0.0002110585,0.6229379,0.000588382,0.0003920594,0.0006996144,0.001631971,0.02749577,0.01722905,0.008411333,0.009769101,0.3093996],"study_design_scores_gemma":[0.00004270551,0.0001891894,0.8569959,0.0001197942,0.0002108086,0.0008517815,0.001278084,0.1034281,0.01769684,0.001133154,0.01786029,0.0001933334],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.933928,0.002247718,0.03237651,0.0002751708,0.0001101419,0.0002591212,0.007866508,0.0003380967,0.0225988],"genre_scores_gemma":[0.9609788,0.0009281347,0.02844588,0.00004069505,0.00001856377,0.00007054352,0.002566553,0.00004327283,0.006907456],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.5645429,"threshold_uncertainty_score":0.8760431,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03562465624856379,"score_gpt":0.2853503382564703,"score_spread":0.2497256820079065,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}