{"id":"W4411361714","doi":"10.5539/ijef.v17n7p1","title":"Debt Financing and Growth Sustainability of Small and Medium-Sized Enterprises: The Moderating Effect of Debt Literacy","year":2025,"lang":"en","type":"article","venue":"International Journal of Economics and Finance","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Uganda National Council for Science and Technology","keywords":"Debt; Sustainability; Business; Debt financing; Financial system; Finance; Economics; Monetary economics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0006179144,0.0001257258,0.0003137038,0.0001925699,0.00006297438,0.0002109234,0.0002472717,0.0000416709,0.000001295701],"category_scores_gemma":[0.000754111,0.00009773381,0.00007028675,0.00008074314,0.0001520947,0.0008249299,0.0002269851,0.0001280555,1.231141e-7],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00004516403,"about_ca_system_score_gemma":0.00006496009,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0001268857,"about_ca_topic_score_gemma":0.00002860481,"domain_scores_codex":[0.9990861,0.00001052201,0.0005821137,0.0001527836,0.00005869365,0.0001097684],"domain_scores_gemma":[0.9983606,0.0003396145,0.0007615719,0.00008113962,0.0004509157,0.000006134626],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.001542108,0.0001436346,0.4237673,0.001289799,0.0003142937,0.00002765821,0.00066879,0.003160594,0.000333451,0.4015532,0.0001807327,0.1670185],"study_design_scores_gemma":[0.006459943,0.0003558834,0.3385924,0.002856519,0.0001871068,0.0001184828,0.0003267152,0.2223108,0.006714633,0.4159519,0.005542399,0.000583234],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9949706,0.0008209547,0.001835835,0.00136164,0.0002786202,0.0001209716,0.000006147155,0.000002429666,0.0006028161],"genre_scores_gemma":[0.9982735,0.001007029,0.0003871056,0.000188922,0.00009108031,0.000003580047,0.000001106254,0.000006998554,0.00004069335],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.2191502,"threshold_uncertainty_score":0.3985469,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.005066402722764183,"score_gpt":0.2225785819957862,"score_spread":0.217512179273022,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}