{"id":"W4411873198","doi":"10.3390/jrfm18070366","title":"The Impact of Financial Technology (FinTech) on Bank Risk-Taking and Profitability in Small Developing Island States: A Study of Fiji","year":2025,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":12,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Profitability index; Business; Financial system; Finance; FinTech; Financial services","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0005136932,0.0001889534,0.0001475515,0.0007313525,0.0007451845,0.000861011,0.0003433583,0.000402355,0.001503712],"category_scores_gemma":[0.001822772,0.0001102701,0.0002933161,0.0009609295,0.0009474015,0.0005925507,0.001072233,0.0007005011,0.0001423363],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001548854,"about_ca_system_score_gemma":0.00128924,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.07741465,"about_ca_topic_score_gemma":0.1341087,"domain_scores_codex":[0.9997538,0.0000585548,0.00001444615,0.00003074069,0.00003930572,0.0001031707],"domain_scores_gemma":[0.997716,0.0004529314,0.001181331,0.00008095019,0.000212873,0.0003559739],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.000052358,0.0001535323,0.9872501,0.00003208073,0.00005269452,0.0004240595,0.002402571,0.0002609149,0.0002781196,0.0003852147,0.0002577465,0.008450467],"study_design_scores_gemma":[0.00000125932,0.00003321208,0.9974014,0.00001250643,0.00001562525,0.00004184542,0.001864087,0.0001855476,0.00005946849,0.00003232636,0.0003491809,0.000003566347],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9989138,0.00006754689,0.00002731907,0.0001338715,0.00000112677,0.000003456935,0.00005960611,8.525244e-7,0.0007924489],"genre_scores_gemma":[0.9995543,0.00009029866,0.00002946592,0.00003108665,0.00000224563,0.000003582751,0.00005424664,3.545838e-7,0.0002343195],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.07741465,"threshold_uncertainty_score":0.153928,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.009637067154945722,"score_gpt":0.2465861808797035,"score_spread":0.2369491137247578,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}