{"id":"W4411889128","doi":"10.3390/jrfm18070364","title":"A Behavioral Theory of the Income-Oriented Investors: Evidence from Japanese Life Insurance Companies","year":2025,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Japan Society for the Promotion of Science","keywords":"Life insurance; Business; Actuarial science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00183346,0.0001950021,0.0002470889,0.00098394,0.0007134186,0.0009036539,0.0004745552,0.000482064,0.002524731],"category_scores_gemma":[0.007799232,0.0001307841,0.0003357476,0.001224341,0.0007024137,0.001037704,0.000750349,0.0006670812,0.0003412353],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0006589376,"about_ca_system_score_gemma":0.0005490135,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.04173011,"about_ca_topic_score_gemma":0.03873205,"domain_scores_codex":[0.9995061,0.0001419867,0.00004825299,0.0001029335,0.0001160708,0.00008463723],"domain_scores_gemma":[0.990127,0.003488254,0.004343008,0.0005085465,0.0009333058,0.0006000124],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0000857359,0.0002067482,0.9867382,0.00004651682,0.00005705021,0.0001722115,0.002456367,0.0001827164,0.0002452472,0.0006201124,0.0004222666,0.008766865],"study_design_scores_gemma":[0.000008385217,0.0000549039,0.9943388,0.00001682521,0.00005644613,0.000047549,0.003475612,0.0007894826,0.0001337934,0.0002519051,0.0008186187,0.000007627054],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9977313,0.0002275153,0.0002183472,0.0002137973,0.000002936891,0.000009062021,0.0001349956,0.000001588363,0.001460399],"genre_scores_gemma":[0.9988226,0.0002690548,0.0001214407,0.0001020494,0.00001216642,0.000008318406,0.0003257556,0.000001369285,0.0003372114],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.04173011,"threshold_uncertainty_score":0.08297443,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02007751577526023,"score_gpt":0.2282532627282952,"score_spread":0.208175746953035,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}