{"id":"W4413002367","doi":"10.30574/wjarr.2025.27.2.2846","title":"Distressed Financing in Canada 2025: A Lender’s Perspective","year":2025,"lang":"en","type":"article","venue":"World Journal of Advanced Research and Reviews","topic":"Housing, Finance, and Neoliberalism","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Perspective (graphical); Lender of last resort; Business; Finance; Economics; Financial system; Monetary economics; Computer science; Monetary policy; Artificial intelligence; Central bank","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002186915,0.000347721,0.0005193769,0.004630724,0.01172896,0.01414951,0.002256603,0.002599554,0.007215255],"category_scores_gemma":[0.008618734,0.0002799472,0.000477127,0.008758609,0.005435693,0.003181505,0.002842534,0.004192667,0.0003407217],"about_ca_system_candidate":true,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.1666382,"about_ca_system_score_gemma":0.2325087,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.9947668,"about_ca_topic_score_gemma":0.9970567,"domain_scores_codex":[0.9965935,0.0001904921,0.00008655729,0.0001801712,0.00124976,0.001699423],"domain_scores_gemma":[0.989996,0.0008745063,0.0009269181,0.0001283407,0.004560771,0.003513522],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0002016028,0.0001704606,0.2512386,0.0004900863,0.0001038688,0.007061272,0.03414163,0.003363318,0.0009837402,0.4337437,0.1674947,0.1010071],"study_design_scores_gemma":[0.00003919423,0.00006237678,0.2489018,0.001887271,0.0001386118,0.001762594,0.1169197,0.004084575,0.0006682839,0.01679325,0.6084752,0.000267186],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.449944,0.03900489,0.001065728,0.2849639,0.0007616967,0.0001173736,0.005725955,0.0001020727,0.2183144],"genre_scores_gemma":[0.9549529,0.01884369,0.0005952215,0.01051422,0.000226049,0.00002057245,0.0008283922,0.00003628376,0.01398267],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1666382,"threshold_uncertainty_score":0.9665816,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06436263918516005,"score_gpt":0.3292093011209156,"score_spread":0.2648466619357556,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}