{"id":"W4413002367","doi":"10.30574/wjarr.2025.27.2.2846","title":"Distressed Financing in Canada 2025: A Lender’s Perspective","year":2025,"lang":"en","type":"article","venue":"World Journal of Advanced Research and Reviews","topic":"Housing, Finance, and Neoliberalism","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Perspective (graphical); Lender of last resort; Business; Finance; Economics; Financial system; Monetary economics; Computer science; Monetary policy; Artificial intelligence; Central bank","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00151323,0.0001292594,0.0007180116,0.0007097371,0.0001380916,0.00004022668,0.0002460394,0.00003034023,0.00005662261],"category_scores_gemma":[0.0002286452,0.0001138775,0.00008907817,0.001106118,0.0000914491,0.0002148619,0.00006588749,0.0006860856,0.000008035398],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0009457232,"about_ca_system_score_gemma":0.0006137313,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.1194226,"about_ca_topic_score_gemma":0.593886,"domain_scores_codex":[0.9982106,0.00007995536,0.0009452775,0.0002578951,0.00008827115,0.0004179698],"domain_scores_gemma":[0.9989991,0.0001531977,0.000387375,0.0001959074,0.0001575613,0.0001068681],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0006387655,0.0004915077,0.06617741,0.0012575,0.000165363,0.0007515948,0.002940364,0.0005844901,0.0003645479,0.5995575,0.08618703,0.240884],"study_design_scores_gemma":[0.0009268063,0.00006931432,0.01561015,0.001004536,0.000002558949,0.00000944565,0.000496684,0.00004046974,0.0000797815,0.01586771,0.9657519,0.000140666],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"review","genre_gemma":"empirical","genre_scores_codex":[0.1356262,0.7461208,0.0006751886,0.007214719,0.0009684875,0.0006722516,0.00003409624,0.000005057135,0.1086833],"genre_scores_gemma":[0.8372853,0.150134,0.001116083,0.0003078206,0.0001042266,0.00001554167,8.860846e-7,0.00001270165,0.01102337],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.8795648,"threshold_uncertainty_score":0.8864412,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06436263918516005,"score_gpt":0.3292093011209156,"score_spread":0.2648466619357556,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}