{"id":"W4413350998","doi":"10.3390/jrfm18080464","title":"Exploring Governance Failures in Australia: ESG Pillar-Level Analysis of Default Risk Mediated by Trade Credit Financing","year":2025,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Working Capital and Financial Performance","field":"Business, Management and Accounting","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Pillar; Corporate governance; Business; Default risk; Credit risk; Financial system; Trade finance; Finance; Economics; Public finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007416647,0.0002549223,0.0007046007,0.0009761875,0.0001689225,0.00009725597,0.0003329932,0.00009584935,0.00001052044],"category_scores_gemma":[0.0003272996,0.0002311453,0.0002456998,0.002744682,0.00007931016,0.001006732,0.0001726197,0.0004238611,0.000003364451],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00007224535,"about_ca_system_score_gemma":0.00002243037,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001577729,"about_ca_topic_score_gemma":0.00076849,"domain_scores_codex":[0.9979944,0.00002050726,0.0009765069,0.0002725318,0.0003828178,0.0003532364],"domain_scores_gemma":[0.9984462,0.00008571211,0.001165031,0.0001839849,0.00009759868,0.0000215254],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.000554441,0.00037547,0.7307045,0.0005893218,0.0004734355,0.0001668058,0.0004845037,0.003879895,0.00007359652,0.0164824,0.009264008,0.2369516],"study_design_scores_gemma":[0.001092325,0.0000334097,0.9205827,0.0003770969,0.0009659071,7.591577e-7,0.0002000381,0.0008192224,0.00003686596,0.001334976,0.0743296,0.0002271258],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9909723,0.001521778,0.005762997,0.0002410964,0.0007467859,0.0001703508,0.00004270868,0.00001466039,0.0005273159],"genre_scores_gemma":[0.9918064,0.007306273,0.0003004829,0.0001288901,0.0003178293,0.00001078959,0.000007976941,0.0000119902,0.0001093042],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.2367245,"threshold_uncertainty_score":0.9425831,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02295138085678615,"score_gpt":0.2175468332343791,"score_spread":0.194595452377593,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}