{"id":"W4413852265","doi":"10.14419/94v7eh76","title":"Digital Transformation in Banking: Assessing The Impact of Technological Innovation on the Performance of Public Sector Banks in South India","year":2025,"lang":"en","type":"article","venue":"International Journal of Accounting and Economics Studies","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"Horizon College and Seminary","funders":"","keywords":"Transformation (genetics); Business; Public sector; Technological change; Financial system; Economics; Industrial organization; Economy; Biology; Macroeconomics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001094567,0.00009641122,0.0002036748,0.0008955708,0.00005603689,0.0003402117,0.0002865435,0.00004302861,0.000002672918],"category_scores_gemma":[0.0008667762,0.00005876354,0.00005604247,0.0004943962,0.0001394057,0.00204433,0.0001040067,0.0002172603,6.393494e-7],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001301811,"about_ca_system_score_gemma":0.0000431193,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00001229442,"about_ca_topic_score_gemma":0.000007956546,"domain_scores_codex":[0.9990222,0.000005419974,0.0006743165,0.00007983647,0.0001100299,0.000108228],"domain_scores_gemma":[0.9984712,0.0001873065,0.0008319655,0.00005390862,0.0004540264,0.000001566768],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00004750006,0.00005741606,0.9203496,0.00004713689,0.0001256233,7.739249e-7,0.0003227842,0.001244199,0.00008211957,0.05783301,0.00002339519,0.01986645],"study_design_scores_gemma":[0.0006569905,0.0000390009,0.9770212,0.000789601,0.000009739873,0.000005021722,0.00310699,0.007600473,0.0003287889,0.01004829,0.0002807558,0.0001132167],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.993826,0.00008685593,0.00005273439,0.001321786,0.0001460596,0.00007410439,0.000003282953,0.000004706238,0.004484514],"genre_scores_gemma":[0.9997363,0.00006864376,0.00001001786,0.0001091828,0.00006115268,0.00000272972,0.000001922961,0.000004317556,0.000005712981],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.05667153,"threshold_uncertainty_score":0.3280669,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03839096718934576,"score_gpt":0.2818277352934587,"score_spread":0.2434367681041129,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}