{"id":"W4413998331","doi":"10.5267/j.ac.2025.8.003","title":"Multi-criteria client risk assessment in financial services: a resource-based framework for managing technology-mediated investment behaviors ,","year":2025,"lang":"en","type":"article","venue":"Accounting","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Business; Investment (military); Resource (disambiguation); Financial services; Finance; Financial risk; Risk analysis (engineering); Process management; Knowledge management; Computer science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.01409456,0.0009962835,0.0005343472,0.007462833,0.002140565,0.005485767,0.002277739,0.00117376,0.002949254],"category_scores_gemma":[0.0394358,0.0004558183,0.0008964382,0.003317084,0.00461545,0.00498859,0.005442833,0.001257603,0.0002800184],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00520427,"about_ca_system_score_gemma":0.006422538,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01110813,"about_ca_topic_score_gemma":0.01221945,"domain_scores_codex":[0.9865953,0.009338343,0.0007000385,0.0008765979,0.001754102,0.0007357665],"domain_scores_gemma":[0.9702903,0.01849674,0.005988283,0.001182955,0.002554753,0.001486971],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.000132225,0.001077666,0.5704082,0.0005486208,0.0004364923,0.00134054,0.02895719,0.02759719,0.001576577,0.2238255,0.001461135,0.1426387],"study_design_scores_gemma":[0.00004917597,0.0007442206,0.3040824,0.001306,0.0003054566,0.001328539,0.05795788,0.3074042,0.002586062,0.3095796,0.01430283,0.0003536685],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.6837915,0.0008302398,0.2668754,0.006853099,0.00002973274,0.001251525,0.0003390431,0.0001900792,0.03983932],"genre_scores_gemma":[0.9669729,0.00008997692,0.03212367,0.00005281864,0.000007406245,0.0001957717,0.000057036,0.000008003556,0.0004923173],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01409456,"threshold_uncertainty_score":0.07454008,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01457669909574792,"score_gpt":0.2708671326539891,"score_spread":0.2562904335582412,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}