{"id":"W4414020308","doi":"10.3390/jrfm18090496","title":"Accessing Alternative Finance in Europe: The Role of SMEs, Innovation, and Digital Platforms","year":2025,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":2,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Business; Financial innovation; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001246944,0.0001264614,0.0002712407,0.002118297,0.0003177935,0.003012677,0.0002238853,0.000507077,0.002688015],"category_scores_gemma":[0.004869092,0.00006352225,0.0002534341,0.003384917,0.0006271307,0.002052536,0.001758982,0.0004176763,0.0002519154],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004863015,"about_ca_system_score_gemma":0.0006945553,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.006237865,"about_ca_topic_score_gemma":0.006168641,"domain_scores_codex":[0.9992396,0.0001653977,0.0000852591,0.0001254653,0.0001908036,0.0001935091],"domain_scores_gemma":[0.9948446,0.001521047,0.002548017,0.0001494879,0.0002885164,0.0006483099],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00008538964,0.00008385921,0.9617718,0.00007102096,0.00005810924,0.0006049881,0.00169967,0.0007504384,0.000141398,0.004104651,0.001313523,0.02931505],"study_design_scores_gemma":[0.000006027634,0.0000433385,0.9843383,0.0002363848,0.00003255961,0.0003727917,0.004359046,0.0006371192,0.0002185183,0.001001691,0.008742074,0.00001204868],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9936265,0.001323699,0.000192818,0.000484718,0.000008079091,0.000004029943,0.0003303608,0.000004607474,0.004025269],"genre_scores_gemma":[0.9985533,0.0005475801,0.00009120032,0.00004556979,0.00001107436,0.000002637516,0.0002442181,0.000002133292,0.0005021617],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.006237865,"threshold_uncertainty_score":0.01240313,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.006486340557658351,"score_gpt":0.2139683844968824,"score_spread":0.207482043939224,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}