{"id":"W4414061721","doi":"10.5951/mtlt.2024.0316","title":"A Lesson in Critical Financial Literacy","year":2025,"lang":"en","type":"article","venue":"Mathematics Teacher Learning and Teaching PK-12","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"York University; University of Toronto","funders":"","keywords":"Financial literacy; Critical literacy; Literacy; Financial plan; Work (physics)","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0004503491,0.0005460344,0.0002305052,0.0005731272,0.003995605,0.002124335,0.0008601418,0.001696401,0.0208528],"category_scores_gemma":[0.001739902,0.0002024915,0.0002927422,0.0004300015,0.00274804,0.001612864,0.002055187,0.003097919,0.003179913],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.007861994,"about_ca_system_score_gemma":0.01277699,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.2153031,"about_ca_topic_score_gemma":0.5356817,"domain_scores_codex":[0.9997343,0.00004023781,0.000008720771,0.00003431588,0.0000896638,0.00009282978],"domain_scores_gemma":[0.9993532,0.00009709738,0.00002867673,0.00002863973,0.0001646257,0.0003277246],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00005072666,0.0003971905,0.002969348,0.0004144294,0.000006458464,0.001130383,0.03905015,0.0002387619,0.00376125,0.06508204,0.7454268,0.1414725],"study_design_scores_gemma":[0.00001423647,0.00003568518,0.005238891,0.0003264801,0.000003930249,0.0002747639,0.01036869,0.00005965921,0.0005131489,0.01203043,0.9711236,0.00001043968],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.05080624,0.009316156,0.008365422,0.1376919,0.006043597,0.0003488789,0.0008918281,0.0006322401,0.7859039],"genre_scores_gemma":[0.2560079,0.009921482,0.01586864,0.01902599,0.001151552,0.0003052629,0.0006022312,0.0002520962,0.6968649],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.2153031,"threshold_uncertainty_score":0.4280998,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01743640585322706,"score_gpt":0.3058292298819183,"score_spread":0.2883928240286913,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}