{"id":"W4414212391","doi":"10.2139/ssrn.5455860","title":"How Do Banks Compete? Evidence from Advertising Videos","year":2025,"lang":"en","type":"preprint","venue":"SSRN Electronic Journal","topic":"Corporate Finance and Governance","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"University of British Columbia","funders":"","keywords":"Franchise; Service (business); Affect (linguistics); Loan; Service quality; Value (mathematics); Quality (philosophy); Developing country","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003972245,0.0003555606,0.0003731056,0.002489857,0.001463412,0.005376897,0.0009729707,0.002992413,0.02035959],"category_scores_gemma":[0.07114233,0.0004552764,0.0002063621,0.002703309,0.001353085,0.004408692,0.001268736,0.001605561,0.003661817],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001028034,"about_ca_system_score_gemma":0.0008521054,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.02062233,"about_ca_topic_score_gemma":0.02409613,"domain_scores_codex":[0.9956872,0.001967116,0.0002266341,0.0004266293,0.001221449,0.0004709745],"domain_scores_gemma":[0.8563923,0.1071103,0.01914792,0.003699291,0.009633425,0.004016883],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.003806254,0.002894604,0.7529523,0.001336407,0.0004717374,0.001307607,0.02672048,0.0003766431,0.001556882,0.008665067,0.06484795,0.1350641],"study_design_scores_gemma":[0.0003644848,0.0006365481,0.8953654,0.0009026764,0.0004201484,0.0007364937,0.03136901,0.00101481,0.0009761562,0.004213226,0.06386387,0.0001371823],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8973736,0.002794572,0.0001915271,0.004816503,0.0001529307,0.00008166891,0.002372776,0.00002206941,0.09219429],"genre_scores_gemma":[0.9892446,0.001555199,0.0001569637,0.001260802,0.0002444964,0.00004382429,0.001256715,0.00003094988,0.006206497],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02062233,"threshold_uncertainty_score":0.06810969,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.015652531201088,"score_gpt":0.2262833593365081,"score_spread":0.2106308281354201,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}