{"id":"W4415267432","doi":"10.3390/jrfm18100586","title":"On Fintech and Financial Inclusion: Evidence from Qatar","year":2025,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Northumbria University","keywords":"Structural equation modeling; Confirmatory factor analysis; Financial inclusion; Reliability (semiconductor); Construct validity; Variance (accounting); Mediation; Confidence interval; Construct (python library)","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.004350696,0.000359436,0.000543623,0.001705615,0.001246909,0.001581844,0.0005120055,0.0005710813,0.008628272],"category_scores_gemma":[0.007391369,0.0002276494,0.0005181782,0.003784113,0.001801723,0.001124746,0.001654088,0.001065754,0.0004418283],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001567933,"about_ca_system_score_gemma":0.003933755,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.03740387,"about_ca_topic_score_gemma":0.05993979,"domain_scores_codex":[0.9983095,0.0006274813,0.0001181545,0.0001758693,0.0004911175,0.0002778826],"domain_scores_gemma":[0.9916574,0.003956141,0.002844385,0.0001840687,0.0008258653,0.0005322131],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0004087643,0.0005788011,0.7891438,0.002462763,0.0003051048,0.0009124788,0.02323433,0.0002979448,0.0006035875,0.005689076,0.002430025,0.1739333],"study_design_scores_gemma":[0.00001703463,0.0002381489,0.9754876,0.001565528,0.0001177705,0.0002728734,0.01125413,0.0001464814,0.0001403099,0.0004569256,0.01028249,0.00002075402],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.968623,0.01424573,0.000313552,0.003314129,0.00005877841,0.00002323719,0.0003182626,0.000007509299,0.01309578],"genre_scores_gemma":[0.990321,0.007363213,0.0003214403,0.0009475002,0.00004260422,0.00001716101,0.0001944997,0.000003691526,0.0007890057],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.03740387,"threshold_uncertainty_score":0.07437235,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0126729903047332,"score_gpt":0.2234682500334401,"score_spread":0.2107952597287069,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}