{"id":"W4415737213","doi":"10.60078/3060-4842-2025-vol2-iss5-pp731-736","title":"TIJORAT BANKLARINING DEPOZIT VA KREDIT XIZMATLARINI TAKOMILLASHTIRISH MASALALARI: MUAMMOLAR VA YECHIMLAR","year":2025,"lang":"","type":"article","venue":"Ilgʻor iqtisodiyot va pedagogik texnologiyalar.","topic":"Education, Innovation and Language Studies","field":"Social Sciences","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Payment; Quarter (Canadian coin); Bad debt","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","sts","scholarly_communication","research_integrity","insufficient_payload"],"consensus_categories":["metaepi_narrow","sts","research_integrity","insufficient_payload"],"category_scores_codex":[0.004488566,0.00205341,0.002405694,0.001771864,0.005623692,0.001814028,0.003564252,0.002668491,0.01778468],"category_scores_gemma":[0.00580772,0.002171523,0.0009887452,0.006674128,0.003206532,0.001510403,0.001920902,0.003418246,0.001047206],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001161825,"about_ca_system_score_gemma":0.002907996,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.007711929,"about_ca_topic_score_gemma":0.01660435,"domain_scores_codex":[0.9853196,0.00207405,0.003418963,0.003293556,0.002228298,0.003665504],"domain_scores_gemma":[0.9910892,0.001663011,0.001773537,0.002618654,0.002154857,0.0007007459],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0003241119,0.002438695,0.4390634,0.001021975,0.003025944,0.0004268347,0.06797282,0.0001001998,0.001335838,0.1188971,0.2535964,0.1117968],"study_design_scores_gemma":[0.002809177,0.0004908001,0.1301089,0.0006930259,0.0009251657,0.0000341768,0.1184674,0.0001856216,0.000800945,0.005309699,0.7374541,0.002721002],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.5057347,0.03007413,0.002997364,0.04833902,0.03811117,0.005010857,0.000578656,0.003314665,0.3658394],"genre_scores_gemma":[0.9171104,0.006989558,0.003581138,0.004844258,0.003270108,0.0002990273,0.0003062258,0.000204789,0.0633945],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.4838577,"threshold_uncertainty_score":0.9997306,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03976205106062135,"score_gpt":0.3960195189350238,"score_spread":0.3562574678744024,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}