{"id":"W4416065960","doi":"10.2139/ssrn.5691362","title":"Student Debt (Forgiveness) in General Equilibrium","year":2025,"lang":"","type":"preprint","venue":"SSRN Electronic Journal","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"University of Toronto","funders":"","keywords":"Debt; Consumption (sociology); Asset (computer security); Welfare; General equilibrium theory; Transfer payment; Loan; Forgiveness; Overlapping generations model","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002752832,0.0009340877,0.004351942,0.001633343,0.00171021,0.00581727,0.00209286,0.007207137,0.02808879],"category_scores_gemma":[0.01235244,0.001507372,0.001605186,0.001852862,0.002286102,0.005818865,0.002285391,0.004123216,0.002528052],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002839226,"about_ca_system_score_gemma":0.002808815,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.02036453,"about_ca_topic_score_gemma":0.02195242,"domain_scores_codex":[0.9991086,0.0002666742,0.00003248379,0.0001641437,0.00007334247,0.0003546179],"domain_scores_gemma":[0.9930749,0.003761756,0.001111822,0.0002984484,0.0003873825,0.001365646],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"simulation_or_modeling","study_design_scores_codex":[0.0009896811,0.0006969265,0.01396583,0.0006474839,0.000292935,0.001482168,0.0006739223,0.112515,0.001895736,0.808365,0.03740831,0.02106703],"study_design_scores_gemma":[0.0005930778,0.0003048825,0.01085368,0.0001570519,0.0001899824,0.0006133656,0.0008642091,0.2936538,0.0006451539,0.6856918,0.006284783,0.0001480581],"study_design_candidate":"simulation_or_modeling","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.791341,0.003077981,0.06724571,0.02925049,0.0004112836,0.0001748688,0.004167771,0.001514752,0.1028161],"genre_scores_gemma":[0.9199071,0.001395569,0.002369825,0.001151662,0.0003354486,0.00008028041,0.0006037996,0.0001180789,0.07403823],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02808879,"threshold_uncertainty_score":0.09396631,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.009070744108291158,"score_gpt":0.2612923808697001,"score_spread":0.2522216367614089,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}