{"id":"W4416673432","doi":"10.21203/rs.3.rs-8179754/v1","title":"Household Determinants of Multi-Saving Behaviour in East Africa: Evidence from Uganda, Kenya, and Tanzania","year":2025,"lang":"","type":"preprint","venue":"Research Square","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"St. Stephen's University","funders":"","keywords":"Diversification (marketing strategy); Multinomial logistic regression; Psychological resilience; Work (physics); Tanzania; Financial services; Financial stability; Household income; Financial transaction","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0005524973,0.0002696087,0.0003001146,0.00102725,0.000822529,0.0006001888,0.0002984463,0.0003797091,0.002612584],"category_scores_gemma":[0.002331465,0.0002869449,0.0002880039,0.002032523,0.0003982283,0.0005284688,0.0007005876,0.0004752025,0.0003023196],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003392672,"about_ca_system_score_gemma":0.0002857366,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.03847851,"about_ca_topic_score_gemma":0.07119423,"domain_scores_codex":[0.9997599,0.0001062931,0.00001575534,0.00002407191,0.00001350704,0.00008063306],"domain_scores_gemma":[0.9981993,0.0006283114,0.0007205412,0.00007292792,0.0001510394,0.000227964],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002123899,0.0001189547,0.9871954,0.00008477275,0.000102473,0.0002846713,0.004510296,0.0001232238,0.0003303785,0.0002926793,0.0003633011,0.006381466],"study_design_scores_gemma":[0.000007077603,0.00006411591,0.9943709,0.00004964885,0.00005657201,0.00007013774,0.004776734,0.0001312194,0.00006597521,0.00005438661,0.0003485736,0.00000454105],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9990958,0.0002258021,0.00003387175,0.0000469926,0.000001261132,0.000005813748,0.0002624025,6.625722e-7,0.0003272855],"genre_scores_gemma":[0.9992723,0.0002500424,0.00004958029,0.00001203514,0.000001921687,0.00001035833,0.0001531336,6.460805e-7,0.0002500176],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.03847851,"threshold_uncertainty_score":0.07650912,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1744205105025277,"score_gpt":0.3609645000900075,"score_spread":0.1865439895874798,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}