{"id":"W6884640200","doi":"10.11575/prism/33964","title":"A Borrower’s Guide to Foreclosure","year":2010,"lang":"en","type":"other","venue":"PRISM (University of Calgary)","topic":"","field":"","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Foreclosure; Arrears; Pledge; Payment; Real property; Home equity; Equity (law); Personal property; Default","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001241182,0.0009757469,0.0005908309,0.002393923,0.001753679,0.002678697,0.001803908,0.003052948,0.2895807],"category_scores_gemma":[0.00665768,0.0007025318,0.0005911906,0.001575937,0.0007592823,0.003571372,0.001730677,0.002750998,0.2171074],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001097071,"about_ca_system_score_gemma":0.002807929,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01036046,"about_ca_topic_score_gemma":0.02044723,"domain_scores_codex":[0.9993016,0.0001373937,0.00009151312,0.00008584435,0.0002986878,0.00008510858],"domain_scores_gemma":[0.9985715,0.0004274579,0.00007273461,0.0001345094,0.0006225027,0.0001713688],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.000004925182,0.00001984844,0.00008533327,0.00004524187,7.09943e-7,0.00005614398,0.0001357476,0.00004099485,0.00005083101,0.009310009,0.9343044,0.05594586],"study_design_scores_gemma":[0.000002655067,0.000005803586,0.0001612722,0.00009631176,5.889745e-7,0.00008378131,0.00006867094,0.0000347123,0.00002295783,0.002877892,0.9966412,0.000004175505],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"other","genre_gemma":"other","genre_scores_codex":[0.0007709768,0.01940319,0.01438603,0.02368094,0.003423727,0.000441991,0.007736136,0.004159737,0.9259973],"genre_scores_gemma":[0.004980762,0.01474228,0.009858322,0.01294938,0.001035267,0.000371739,0.004047335,0.001381248,0.9506338],"genre_candidate":"other","genre_consensus":"other","teacher_disagreement_score":0.2895807,"threshold_uncertainty_score":0.968744,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.007796783147069484,"score_gpt":0.2124620934683945,"score_spread":0.204665310321325,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}