{"id":"W6926577906","doi":"10.25318/36280001202300900001-eng","title":"Immigrant credit visibility: Access to credit over time in Canada","year":2023,"lang":"en","type":"article","venue":"DOAJ (DOAJ: Directory of Open Access Journals)","topic":"Infections and bacterial resistance","field":"Biochemistry, Genetics and Molecular Biology","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Credit history; Credit reference; Export credit agency; Credit enhancement; Credit crunch; Credit risk; Immigration; Credit card interest; Agency (philosophy)","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007728796,0.0002136684,0.0003106389,0.001906114,0.004172633,0.002692777,0.001151514,0.0005518046,0.004224773],"category_scores_gemma":[0.003297993,0.000180652,0.0004846901,0.005563257,0.001402652,0.0009947342,0.002373642,0.001337152,0.0002987159],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.02261184,"about_ca_system_score_gemma":0.03173208,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.9958176,"about_ca_topic_score_gemma":0.9971631,"domain_scores_codex":[0.9989583,0.00006990205,0.00004699541,0.00009784965,0.0002688994,0.0005579542],"domain_scores_gemma":[0.9958529,0.0002057848,0.001027895,0.0001052593,0.001540328,0.001267742],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001152721,0.00007086398,0.9765307,0.00003622417,0.00002999314,0.0001732237,0.009688591,0.000113438,0.0001362357,0.0006171693,0.002200505,0.0102877],"study_design_scores_gemma":[0.000004559778,0.0000270617,0.9780937,0.00006085005,0.00001496707,0.00006037714,0.01881443,0.0002465572,0.00007216681,0.00007289635,0.002507156,0.00002520682],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9921899,0.0004203121,0.00006426594,0.0007454678,0.00001184909,0.00002329321,0.0025034,0.000004803527,0.004036586],"genre_scores_gemma":[0.9959436,0.0003611181,0.00007007718,0.0000913273,0.00000418704,0.000008642428,0.0008908834,0.000003761925,0.002626425],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02261184,"threshold_uncertainty_score":0.1640612,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.09134997127307506,"score_gpt":0.4825812353267994,"score_spread":0.3912312640537243,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}