{"id":"W6946436728","doi":"10.34989/san-2024-27","title":"The impact of a central bank digital currency on payments at the point of sale","year":2024,"lang":"en","type":"article","venue":"Bank of Canada Research","topic":"Wood and Agarwood Research","field":"Chemistry","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"","keywords":"Payment; Payment service provider; Currency; Digital currency; Point of sale; Central bank; Point (geometry); Electronic money","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["insufficient_payload"],"consensus_categories":[],"category_scores_codex":[0.000758746,0.0001320075,0.0001968783,0.00007390436,0.0002010079,0.00008053237,0.0007415723,0.00005598569,0.001152793],"category_scores_gemma":[0.0004504747,0.00006587608,0.0001863024,0.0004184259,0.0004289296,0.00006293673,0.0003238316,0.0005702806,0.000006568302],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005531104,"about_ca_system_score_gemma":0.003373356,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.1136853,"about_ca_topic_score_gemma":0.04042139,"domain_scores_codex":[0.9963834,0.00009287757,0.0003501036,0.0002348202,0.002138808,0.0008000404],"domain_scores_gemma":[0.9976563,0.001246226,0.00005567475,0.0005971118,0.0002642287,0.0001804821],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"bench_or_experimental","study_design_scores_codex":[0.0009719217,0.000490359,0.008333884,0.001537156,0.0009010747,0.0001773572,0.0009762796,0.0001708208,0.1403885,0.001962769,0.7842696,0.05982019],"study_design_scores_gemma":[0.001445525,0.001020364,0.01646239,0.001604326,0.00002681318,0.00003205301,0.002334318,0.00197945,0.8952897,0.001620098,0.07774593,0.000439042],"study_design_candidate":"bench_or_experimental","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9386939,0.002204486,2.632476e-7,0.001509877,0.00007513981,0.000172851,0.0007176741,0.000007266437,0.05661855],"genre_scores_gemma":[0.9890308,0.0001420822,6.963555e-7,0.000002239047,0.00008437961,0.00001407416,0.00002284536,0.00001995295,0.01068289],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.7549012,"threshold_uncertainty_score":0.9997603,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02989094961212408,"score_gpt":0.3433784346284902,"score_spread":0.3134874850163661,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}