{"id":"W6987114869","doi":"","title":"32 - Should You Pay Down Debt, or Invest in RRSP?","year":2015,"lang":"en","type":"other","venue":"Bulletin of Miscellaneous Information (Royal Gardens Kew)","topic":"","field":"","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Globe; Debt; Work (physics); Process (computing); Bad debt","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":["insufficient_payload"],"consensus_categories":[],"category_scores_codex":[0.0003877459,0.0003958017,0.0002293243,0.0005885863,0.002379065,0.004371483,0.000461369,0.002458775,0.4786418],"category_scores_gemma":[0.002628107,0.0001887456,0.0001769703,0.0007376805,0.0004626481,0.003454451,0.001645763,0.001934643,0.2644953],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001303012,"about_ca_system_score_gemma":0.001012943,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01748577,"about_ca_topic_score_gemma":0.05857391,"domain_scores_codex":[0.9996772,0.00005007686,0.00001059736,0.00003176717,0.0001293555,0.0001011168],"domain_scores_gemma":[0.9993667,0.0001115672,0.00002913441,0.00003776715,0.000212838,0.0002419167],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00000686069,0.000007669325,0.0001638034,0.00001718894,3.526224e-7,0.00004619464,0.0001795616,0.000006760415,0.00004487589,0.003147949,0.9858196,0.01055921],"study_design_scores_gemma":[0.000001698631,0.000004479548,0.0005259802,0.00003969817,5.33401e-7,0.00004571833,0.0004191213,0.00001137932,0.00004650379,0.000395605,0.9985061,0.000003316262],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"other","genre_gemma":"other","genre_scores_codex":[0.001157831,0.0007748437,0.000125867,0.01299676,0.001075018,0.00002114544,0.001064466,0.0002457057,0.9825383],"genre_scores_gemma":[0.003848853,0.0002808578,0.00005816531,0.002160867,0.0001735403,0.000008807381,0.0001925865,0.0001354789,0.9931408],"genre_candidate":"other","genre_consensus":"other","teacher_disagreement_score":0.9825143,"threshold_uncertainty_score":0.7436541,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01792296852745839,"score_gpt":0.2232173182280051,"score_spread":0.2052943497005467,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}