{"id":"W7037035305","doi":"","title":"Cross-Cultural Comparison of Credit Transfer Practices, Lending and Financial Inclusions in North America, Europe and the Middle East","year":2016,"lang":"en","type":"article","venue":"TopSCHOLAR (Western Kentucky University)","topic":"Freshwater macroinvertebrate diversity and ecology","field":"Environmental Science","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Financial inclusion; Government (linguistics); Middle East; Financial integration; Credit history; Export credit agency; Quality (philosophy); Credit risk; Credit enhancement; Financial market","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001306168,0.0001453952,0.0001875575,0.001204628,0.001025045,0.001098383,0.0001657795,0.0001778747,0.001279091],"category_scores_gemma":[0.002024946,0.00009183498,0.0001634415,0.001379359,0.001108956,0.0007440471,0.00124498,0.0002529354,0.00008801835],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0006863797,"about_ca_system_score_gemma":0.0004337334,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01565477,"about_ca_topic_score_gemma":0.04099587,"domain_scores_codex":[0.9994854,0.0002006238,0.00005914958,0.00005268012,0.0001031412,0.00009902516],"domain_scores_gemma":[0.9987936,0.0004766936,0.0002986696,0.00007314007,0.0002457007,0.0001122164],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002552367,0.0001563564,0.7361251,0.0001267152,0.0001502571,0.0004332825,0.2217026,0.0001082092,0.002100045,0.001450223,0.0005264215,0.03686566],"study_design_scores_gemma":[0.000002740969,0.00005772337,0.8739043,0.00005706769,0.00001530222,0.0001585351,0.1233442,0.00004317129,0.0002659256,0.0001041124,0.002038093,0.000008679277],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9980057,0.0001747448,0.00002276848,0.00002877733,0.000003645122,0.000002937004,0.00001828782,2.848572e-7,0.001742859],"genre_scores_gemma":[0.9992278,0.0002994298,0.00004966174,0.00002769454,0.000002012623,0.000004755433,0.0000359169,8.075978e-7,0.0003519547],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01565477,"threshold_uncertainty_score":0.03112727,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03577918545827735,"score_gpt":0.2371235733972591,"score_spread":0.2013443879389818,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}