{"id":"W7043917140","doi":"","title":"Valley National Bancorp Reports a Higher Net Interest Margin Driving Its Fourth Quarter Net Income and the Prepayment of High Cost Borrowings","year":2020,"lang":"en","type":"other","venue":"","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"","funders":"","keywords":"Prepayment of loan; Net interest margin; Margin (machine learning); Net interest income; Net income; Quarter (Canadian coin); Measures of national income and output; Interest rate","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0005910455,0.0002615442,0.0001825239,0.0007879069,0.001306713,0.002823825,0.0006195847,0.001595998,0.1034256],"category_scores_gemma":[0.002072382,0.0002473557,0.0002627694,0.000761933,0.0003232423,0.0004739894,0.0006933397,0.001695788,0.02546714],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002235997,"about_ca_system_score_gemma":0.003809292,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.1255243,"about_ca_topic_score_gemma":0.3139207,"domain_scores_codex":[0.9994772,0.0000301587,0.00001022128,0.00005337447,0.0003110146,0.0001180886],"domain_scores_gemma":[0.9979724,0.0003032155,0.0001236857,0.0001156026,0.001151421,0.0003336824],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00008447784,0.00006485837,0.006433055,0.00003746826,0.000004454631,0.000164215,0.00004557403,0.0001224267,0.0005368947,0.004195146,0.9712147,0.0170968],"study_design_scores_gemma":[0.00004597465,0.00005283455,0.05575535,0.0000297417,0.000006825367,0.0001356109,0.0002195427,0.0005804509,0.001290566,0.001104698,0.9407611,0.00001719978],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"other","genre_gemma":"other","genre_scores_codex":[0.02334427,0.0002145055,0.0005637499,0.01049281,0.0008885471,0.0001061486,0.04103466,0.0009516224,0.9224036],"genre_scores_gemma":[0.03191888,0.0001727919,0.0006955598,0.003214186,0.0001644159,0.00004378369,0.01791564,0.0003650938,0.9455096],"genre_candidate":"other","genre_consensus":"other","teacher_disagreement_score":0.1255243,"threshold_uncertainty_score":0.3459933,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01939220182479108,"score_gpt":0.2211963049327588,"score_spread":0.2018041031079677,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}