{"id":"W7044264890","doi":"","title":"ПОТРЕБИТЕЛЬСКОЕ КРЕДИТОВАНИЕ В РОССИИ: ОСНОВНЫЕ ПРОБЛЕМЫ НА СОВРЕМЕННОМ ЭТАПЕ","year":2022,"lang":"en","type":"article","venue":"DOAJ (DOAJ: Directory of Open Access Journals)","topic":"Socioeconomic and Demographic Analysis","field":"Environmental Science","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Debt; Solvency; Consumer debt; Quarter (Canadian coin); Loan; Population; Consumer confidence index; Consumption (sociology)","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001365645,0.00030622,0.000245849,0.001817179,0.001953286,0.00356822,0.00041718,0.0008179893,0.01368161],"category_scores_gemma":[0.002599328,0.0004283417,0.0003211012,0.001521198,0.002233345,0.001433456,0.001327346,0.001322667,0.004401734],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001428691,"about_ca_system_score_gemma":0.003473188,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.006104221,"about_ca_topic_score_gemma":0.008462651,"domain_scores_codex":[0.9986407,0.000273342,0.00007819635,0.0001831378,0.0006887295,0.0001358477],"domain_scores_gemma":[0.999049,0.0002530795,0.0001415257,0.0001271388,0.000340438,0.00008874917],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0001017391,0.00008020963,0.005131136,0.0006509037,0.00003674433,0.001728364,0.01147224,0.001270703,0.01242927,0.5252628,0.01482024,0.4270156],"study_design_scores_gemma":[0.00002067959,0.00009030595,0.01226122,0.0004673986,0.00006535553,0.002744451,0.00461276,0.001034719,0.009205947,0.09250172,0.8769106,0.00008483839],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"other","genre_gemma":"other","genre_scores_codex":[0.1463233,0.05764635,0.1058832,0.01434479,0.00226328,0.0002956617,0.0008153568,0.0004522325,0.6719758],"genre_scores_gemma":[0.8297415,0.0292766,0.06601604,0.0004020196,0.0007499457,0.0002534057,0.0002474275,0.0002206587,0.0730924],"genre_candidate":"other","genre_consensus":"other","teacher_disagreement_score":0.01368161,"threshold_uncertainty_score":0.04576957,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1655877118128177,"score_gpt":0.5117597356497491,"score_spread":0.3461720238369314,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}