{"id":"W7113901295","doi":"10.52843/cassyni.g78kyf","title":"The Role of Relief Payments and Premium Subsidies in Optimal Insurance Contracting","year":2025,"lang":"","type":"article","venue":"","topic":"Risk and Portfolio Optimization","field":"Decision Sciences","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Calgary","funders":"","keywords":"Subsidy; Payment; Bridging (networking); Multidisciplinary approach; Risk premium; Risk management; Insurance policy; Payment by Results","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.005820465,0.0006215024,0.001265142,0.000615466,0.001115845,0.002881488,0.0015007,0.003420377,0.01390528],"category_scores_gemma":[0.02722925,0.0006560248,0.001041423,0.0004680911,0.002525763,0.00446053,0.002277926,0.004295228,0.0004991985],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002697168,"about_ca_system_score_gemma":0.003783744,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00383591,"about_ca_topic_score_gemma":0.002008948,"domain_scores_codex":[0.9975048,0.00141715,0.00008734158,0.0002600267,0.0003691473,0.0003615468],"domain_scores_gemma":[0.9923078,0.005798399,0.0006255491,0.0003305916,0.000369572,0.000568144],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0002360835,0.00008076105,0.0006136163,0.0001250881,0.00002883339,0.00009976226,0.0001538326,0.05406214,0.0004013925,0.9006748,0.0074779,0.03604589],"study_design_scores_gemma":[0.0001448886,0.000100563,0.0009769715,0.0001385151,0.00004119009,0.00009316696,0.0001548467,0.2060435,0.0002300911,0.7833253,0.008714464,0.00003659234],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"methods","genre_gemma":"empirical","genre_scores_codex":[0.1834782,0.01343437,0.4898185,0.03445296,0.002050938,0.0003161842,0.0003865177,0.0004261521,0.2756363],"genre_scores_gemma":[0.9585683,0.002457655,0.0195545,0.0007987996,0.00049058,0.0001208411,0.00004260457,0.00008026693,0.01788639],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.01390528,"threshold_uncertainty_score":0.04651779,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01430573992284146,"score_gpt":0.3156905735099202,"score_spread":0.3013848335870788,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}