{"id":"W7115706748","doi":"10.5267/j.dsl.2025.10.006","title":"The role of psychological mechanisms in enhancing students’ financial wellbeing: An integration of financial literacy and the conservation of resources theory","year":2025,"lang":"en","type":"article","venue":"Decision Science Letters","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":2,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Dana Ilmu Pengetahuan Indonesia","keywords":"Financial literacy; Structural equation modeling; Strategic financial management; Accounting management; Cognition; Resource (disambiguation); Financial management; Financial modeling","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.005798297,0.0001155815,0.0002669783,0.0005164144,0.0003052824,0.0002051788,0.0007816329,0.0000481342,0.000008748486],"category_scores_gemma":[0.003202498,0.00006692377,0.00007345059,0.002007033,0.0008014958,0.0008873626,0.0002639321,0.0001197758,0.000001066452],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00001887584,"about_ca_system_score_gemma":0.00002744808,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0002357748,"about_ca_topic_score_gemma":0.0001911182,"domain_scores_codex":[0.997978,0.00008369345,0.0007257686,0.0003103191,0.0007277745,0.0001744017],"domain_scores_gemma":[0.9982407,0.0006344101,0.0005069904,0.0003394539,0.000271199,0.000007210275],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.001360398,0.0001477004,0.2543223,0.00002385897,0.000002970449,0.000001442057,0.002023066,0.00006647175,0.2049851,0.475729,0.00008982123,0.06124784],"study_design_scores_gemma":[0.0007803079,0.00002561201,0.8249624,0.0002503983,0.00002829855,2.171552e-7,0.0004788231,0.0046554,0.007173445,0.1610444,0.0005112312,0.00008950108],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9942268,0.00007616626,0.004583025,0.0005663963,0.0001776037,0.0002515157,7.554684e-7,0.00000662075,0.0001110865],"genre_scores_gemma":[0.9968742,0.00001279298,0.0009007549,0.002146242,0.00004246133,0.000009648355,0.000001793107,0.000003315786,0.000008772],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.5706401,"threshold_uncertainty_score":0.3833921,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.009237947450674775,"score_gpt":0.2924313564541116,"score_spread":0.2831934090034368,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}