{"id":"W7120628249","doi":"","title":"FinTech as a tool for financial inclusion: a perspective of South African financiers on SME development","year":2025,"lang":"en","type":"other","venue":"Open University of Cape Town (University of Cape Town)","topic":"","field":"","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Overtime; Government (linguistics); Financial services; Unemployment; Perspective (graphical); Quarter (Canadian coin); Access to finance; Job creation","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00593829,0.0003304541,0.0002655063,0.001413431,0.01366371,0.008739674,0.0006917139,0.002309529,0.005112599],"category_scores_gemma":[0.004463566,0.0002451586,0.0002000581,0.00170846,0.008800097,0.005393025,0.007345632,0.002216722,0.0002422539],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.005595366,"about_ca_system_score_gemma":0.01093148,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01013444,"about_ca_topic_score_gemma":0.01476024,"domain_scores_codex":[0.9959556,0.002178632,0.0001286109,0.0001075567,0.0003696862,0.001259968],"domain_scores_gemma":[0.9966416,0.001320311,0.0004834844,0.00005197561,0.0003056973,0.001196961],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"qualitative","study_design_gemma":"qualitative","study_design_scores_codex":[0.00006499104,0.0001579096,0.02077558,0.0007499823,0.00001211531,0.006584106,0.8203534,0.0001240918,0.001527606,0.0960326,0.00933325,0.0442843],"study_design_scores_gemma":[0.000007017009,0.0001004202,0.01054043,0.001166879,0.000007680219,0.001479058,0.8219477,0.0001138529,0.0003789315,0.003725237,0.160511,0.00002192833],"study_design_candidate":"qualitative","study_design_consensus":"qualitative","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.7876086,0.01117232,0.0009149073,0.1172977,0.0005019963,0.00009506352,0.00005331223,0.00001703665,0.08233903],"genre_scores_gemma":[0.9835977,0.003892336,0.0005049634,0.003523312,0.00005118833,0.00002513908,0.000009997098,0.00000675839,0.008388541],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01366371,"threshold_uncertainty_score":0.04059744,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01293070937018741,"score_gpt":0.223741897078115,"score_spread":0.2108111877079276,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}