{"id":"W7144178337","doi":"10.21776/csefb.2025.04.4.09","title":"The Influence of Perceived Ease of Use, Security, and Trust on Generation Z's Decision to Use Bank Jago","year":2025,"lang":"","type":"article","venue":"Contemporary Studies in Economic, Finance and Banking.","topic":"Health, Technology, Consumer Behavior","field":"Health Professions","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Usability; Bank account; Quarter (Canadian coin); Component (thermodynamics); Principal (computer security); Mobile banking","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0009726904,0.000134899,0.0001021211,0.0005127017,0.0003386561,0.00134558,0.0001222035,0.0002580372,0.002462611],"category_scores_gemma":[0.004220366,0.0001038586,0.0002569476,0.0002830717,0.000395141,0.0003411363,0.0006530418,0.0004227946,0.0002520673],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003344466,"about_ca_system_score_gemma":0.0003324613,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.004836901,"about_ca_topic_score_gemma":0.008390409,"domain_scores_codex":[0.9993845,0.0002612185,0.00004413156,0.00004034129,0.000123164,0.0001466582],"domain_scores_gemma":[0.9956741,0.001652358,0.00143403,0.000150271,0.000351903,0.0007372922],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00007764649,0.0001432029,0.9878432,0.00001075127,0.00002348627,0.0001483372,0.003326607,0.00006403701,0.0003871772,0.0001329166,0.0001145525,0.007728037],"study_design_scores_gemma":[0.000004249673,0.0001274164,0.9904256,0.00001217163,0.00001696048,0.0001062466,0.008287094,0.0004538693,0.0001070208,0.00005581865,0.0003957412,0.000007776366],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9993389,0.00001845542,0.00002767964,0.00003722359,0.000001119191,0.000003373701,0.000009541081,4.697355e-7,0.0005632794],"genre_scores_gemma":[0.9997346,0.00002945485,0.00003171175,0.00001111582,9.688786e-7,0.00000230136,0.00001518722,3.655344e-7,0.000174275],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.004836901,"threshold_uncertainty_score":0.009617448,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1308613554207889,"score_gpt":0.4068723973809744,"score_spread":0.2760110419601854,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}