{"id":"W94059066","doi":"","title":"Determinants of Internet and Cell Phone Banking Adoption inSouth Africa","year":2005,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"ICT Impact and Policies","field":"Engineering","cited_by":37,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"The Internet; Phone; Business; Mobile phone; Internet access; Internet privacy; Telecommunications; Perception; Telephone banking; SMS banking; Service (business); Marketing; Advertising; Computer science; World Wide Web","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0004206975,0.0001403588,0.0001417014,0.0006286792,0.0004148212,0.00101373,0.0001236234,0.0002417605,0.004749814],"category_scores_gemma":[0.004017448,0.0001552686,0.000150184,0.001023374,0.0004234629,0.000542056,0.0004966768,0.0005515124,0.0002606627],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004609663,"about_ca_system_score_gemma":0.00042965,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01641672,"about_ca_topic_score_gemma":0.02106645,"domain_scores_codex":[0.9996388,0.0001050368,0.00002403619,0.00003456972,0.00007748935,0.0001200326],"domain_scores_gemma":[0.9967013,0.001216291,0.001424103,0.00006801132,0.0002614229,0.0003289012],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00004030567,0.0001390498,0.9859548,0.00001884313,0.00001514686,0.0002862564,0.003052359,0.0001716915,0.0007037855,0.000597998,0.0001520056,0.008867713],"study_design_scores_gemma":[0.00000342419,0.00004242632,0.9937197,0.00002943262,0.00001015305,0.0001901503,0.004376797,0.0005574445,0.0001753277,0.0001010781,0.0007892774,0.000004800575],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9988932,0.00005128515,0.00003726576,0.0001022472,0.000001086671,0.000006567285,0.00002506865,7.14399e-7,0.0008825424],"genre_scores_gemma":[0.9995145,0.00009498872,0.00003469743,0.00001246238,0.000001523882,0.00000325371,0.0000144161,6.690464e-7,0.0003234617],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01641672,"threshold_uncertainty_score":0.03264236,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01549140167064388,"score_gpt":0.231419639320195,"score_spread":0.2159282376495511,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}