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Record W3115640594 · doi:10.3390/jrfm14010006

Bankruptcy Prediction Models Based on Value Measures

2020· article· en· W3115640594 on OpenAlex

Why this work is in the frame

A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.

venuePublished in a venue whose home country is Canada.
no affNo Canadian affiliation: this work is invisible to an affiliation-only frame.
No Canadian affiliation. An affiliation-only frame, the usual design, would never have seen this work. It is one of the works that make the case for inverting the frame.

Bibliographic record

VenueJournal of risk and financial management · 2020
Typearticle
Languageen
FieldBusiness, Management and Accounting
TopicFinancial Distress and Bankruptcy Prediction
Canadian institutionsnot available
FundersUniwersytet Ekonomiczny w Krakowie
KeywordsLinear discriminant analysisDiscriminant function analysisBankruptcySample (material)EconometricsBankruptcy predictionShareholder valueActuarial scienceDiscriminantStatisticsComputer scienceMathematicsArtificial intelligenceShareholderEconomicsFinance

Abstract

fetched live from OpenAlex

In the existing studies devoted to predicting bankruptcy, the authors of such models only used book measures. Considering the fact that the evolution of corporate measure efficiency (in addition to book measures) brought into existence and exposed the importance of cash measures, market measures, and measures based on the economic profit concept, it is justified to carry out research into the possibility of using these measures as variables within the discriminant function. The studied dataset was divided into a training set and a testing set based on two variants of the sample division. The assessment of the statistical significance of the built discriminant functions as well as the diagnostic variables was conducted using the STATISTICA package. The research was conducted separately for each variant. In the first step, a total of 30 discriminant models were created. This enabled us to select 20 diagnostic variables that were considered within the two models that were characterised by the highest predictive abilities—one for each variant. The discriminant function that was estimated for the first variant was based on the use of eight diagnostic variables, and 13 diagnostic variables were used in the function that was estimated for the second variant. The conducted analysis has proven that shareholder value measures are a useful tool that can be applied for the needs of corporate risk management in the area of the assessment of a firm’s bankruptcy risk. Using two variants of the division of the research sample into the training and testing sets, it turned out that the division affects the predictive efficiency of the discriminant functions. At the same time, the obtained findings tend to claim that the presence of the value measures from all four of the studied groups in the output set of the diagnostic variables is necessary for possibly building the most efficient tool for the early warning signs of bankruptcy risk.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.000
metaresearch head score (Gemma)0.000
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Other design · Consensus signal: none
GenreCandidate signal: Empirical · Consensus signal: none
Teacher disagreement score0.828
Threshold uncertainty score0.631

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0000.000
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.000
Bibliometrics0.0000.000
Science and technology studies0.0000.000
Scholarly communication0.0000.001
Open science0.0000.000
Research integrity0.0000.000
Insufficient payload (model declined to judge)0.0000.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.015
GPT teacher head0.185
Teacher spread0.170 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it