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Study on postal life insurance attributes and its growth prediction using machine learning algorithms

2025· article· en· W4406837832 on OpenAlex

Why this work is in the frame

A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.

affAt least one author lists a Canadian institution in the pinned OpenAlex snapshot.

Bibliographic record

VenueIndonesian Journal of Electrical Engineering and Computer Science · 2025
Typearticle
Languageen
FieldEconomics, Econometrics and Finance
TopicInsurance and Financial Risk Management
Canadian institutionsVISTA Science & Technology
Fundersnot available
KeywordsComputer scienceMachine learningLife insuranceAlgorithmArtificial intelligenceData miningActuarial scienceBusiness

Abstract

fetched live from OpenAlex

The oldest insurer in the country, since 1884, is Postal Insurance. For today's livelihood, the citizens of India's life-saving coverage and insurance have become necessary. For customers to overcome difficult situations, life insurance is crucial in creating confidence. This is one of the highlights of the Postal organization. Under postal life insurance (PLI), the volume of new policies is enrolled throughout India, and a supervised machine learning (ML) process for finding the business cluster is carried out based on this data, which is discussed. A ML algorithm that predicts the growth for the future, using a suitable algorithm for accessing the features and process to identify the prediction model, has been developed, which is the main goal of this study. Simulation results show that expected is one of the most important variables used to predict and that both random forest (RF) and logistic regression outperformed the other two models. The RF model is the most effective and fastest in predicting the system's future state, and it shows the highest value for the PLI product.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.001
metaresearch head score (Gemma)0.000
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Observational · Consensus signal: Observational
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.459
Threshold uncertainty score0.465

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0010.000
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.000
Bibliometrics0.0010.001
Science and technology studies0.0000.000
Scholarly communication0.0000.000
Open science0.0000.000
Research integrity0.0000.000
Insufficient payload (model declined to judge)0.0000.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.015
GPT teacher head0.209
Teacher spread0.194 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it