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Record W4407287982 · doi:10.51594/gjabr.v3i2.97

The role of AI in U.S. consumer privacy: Developing new concepts for CCPA and GLBA compliance in smart services

2025· article· en· W4407287982 on OpenAlex

Why this work is in the frame

A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.

affAt least one author lists a Canadian institution in the pinned OpenAlex snapshot.

Bibliographic record

VenueGulf Journal of Advance Business Research · 2025
Typearticle
Languageen
FieldEconomics, Econometrics and Finance
TopicDigital Transformation in Law
Canadian institutionsTD Bank Group
Fundersnot available
KeywordsPrivacy by DesignSafeguardingTransparency (behavior)Information privacyPrivacy policyBusinessCompliance (psychology)Service providerData Protection Act 1998Consumer privacyPrivacy lawConsumer protectionInternet privacyService (business)Computer securityMarketingComputer science

Abstract

fetched live from OpenAlex

The rapid adoption of artificial intelligence (AI) in U.S. consumer services has transformed customer interactions, operational efficiency, and service delivery. However, this technological shift presents complex challenges in maintaining compliance with data privacy regulations, such as the California Consumer Privacy Act (CCPA) and the Gramm-Leach-Bliley Act (GLBA). This paper explores the role of AI in enhancing smart services while safeguarding consumer privacy, highlighting key risks, compliance challenges, and regulatory gaps. A conceptual model is proposed to guide organizations in integrating privacy-by-design strategies, emphasizing transparency, consent management, and ethical AI principles. The paper also discusses emerging technologies and best practices that support privacy protection while leveraging AI-driven insights. Collaborative efforts between regulators and technology providers are recommended to foster innovation while ensuring robust data privacy. The findings provide practical strategies for balancing technological advancement with regulatory compliance, offering insights for policymakers, industry stakeholders, and service providers. Keywords: Artificial Intelligence, Consumer Privacy, Data Protection, Compliance Strategies, Privacy Regulations, Smart Services.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.001
metaresearch head score (Gemma)0.000
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Theoretical or conceptual · Consensus signal: Theoretical or conceptual
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.463
Threshold uncertainty score0.310

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0010.000
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.000
Bibliometrics0.0000.001
Science and technology studies0.0000.000
Scholarly communication0.0000.001
Open science0.0000.000
Research integrity0.0000.000
Insufficient payload (model declined to judge)0.0000.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.068
GPT teacher head0.370
Teacher spread0.302 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it