Utilizing Experiential Learning to Improve Financial Literacy among Young Adults through STEM Service-Learning Activity during Movement Control Order
Why this work is in the frame
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Bibliographic record
Abstract
Abstract Financial education in the community is an important aspect of developing a good human and society. Sustainable development should be able to mobilize every individual in the community and the country to work together toward a more economic-sustained lifestyle for every individual. Many researchers suggested that financial attitude, parental financial socialization, and financial literacy have a positive and significant relationship with prudent financial management practices. In this study, we aim to construct a personal financial literacy program through a service-learning program under one of the mathematical courses (SQQM3024 Mathematical Modelling) in the university to ensure the sustainability of the program. This course is selected since it is one of the main subjects that need to be completed by BSc (Hon) Business Mathematics students and is normally enrolled by students in their final year, thus sufficient maturity in STEM-based knowledge is expected. The program will be developed by using the ExDiD method. The finding shows that the method can construct a structured program and the delivery of the program can effectively improve communication skills among team members, the exploration of data, brainstorming ideas, and delivery to targeted participants, making service learning an effective tool for sustainable personal financial literacy programs to improve the level of financial literacy in the community.
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Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.001 | 0.000 |
| Meta-epidemiology (narrow) | 0.001 | 0.001 |
| Meta-epidemiology (broad) | 0.001 | 0.001 |
| Bibliometrics | 0.001 | 0.001 |
| Science and technology studies | 0.005 | 0.000 |
| Scholarly communication | 0.004 | 0.007 |
| Open science | 0.001 | 0.002 |
| Research integrity | 0.000 | 0.003 |
| Insufficient payload (model declined to judge) | 0.003 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it