Impact of the Covid-19 pandemic and the inflation crisis on the financial condition and expenditure structure of Poles
Notice bibliographique
Résumé
Purpose: The purpose of the article was to assess the impact of the COVID-19 pandemic and the inflationary crisis that followed on the financial condition and consumer and investment expenditures of Poles. This purpose was supplemented by detailed research hypotheses. Design/methodology/approach: The study was conducted using the diagnostic survey method on a group of 1,000 randomly selected Polish residents. The research tool was an original survey questionnaire containing 50 substantive (problem) questions and 9 metric questions. Selected statistical tests were used in the analysis of the survey results. Findings: The research results indicated that the pandemic and inflationary crises contributed to the deterioration of Poles' financial condition. A significant decline in real income was declared by about 23% of respondents in both crisis phases. About one-fifth of active respondents were affected by job loss, mainly temporarily. A quarter of respondents indicated a significant increase in the share of consumer expenditure in current income and the need to give up a number of goods and services beyond basic consumption. A persistently limited Poles' propensity to invest was found, as well as little dynamic change in outlays and investment forms. Research limitations/implications: Limitations are the estimated nature of the information obtained in surveys. The reliability of some data can be improved by repeating the survey on the same sample at a time interval. Practical implications: The crises have changed Poles' attitudes toward accumulating savings and spending money. Awareness of this fact should prompt potential business entities and financial institutions to remodel their offerings in accordance with market conditions. Government bodies can use the research results to manage the crisis more effectively on a national scale. Social implications: The research revealed the Poles' limited knowledge of managing their own finances and could be a rationale for measures to disseminate such knowledge to society. Originality/value: The value of the research is the original author's diagnostic approach based on a representative research sample, addressing current social and economic problems of Poles, not fully recognized and disseminated in publications. Keywords: pandemic and inflation crisis, Poles' financial condition, consumer and investment expenditures. Category of the paper: Research paper.
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Comment cette classification a été obtenuedéplier
Prédiction distillée sur la base complète
Imitation des enseignantsNi prévalence calibrée, ni vérité terrain. Validation humaine à venir. Apprise à partir de 10 348 étiquettes directes de Codex et de 10 348 étiquettes directes de Gemma. Le mode candidate est l'union des têtes enseignantes seuillées; le consensus est leur intersection. Ces sorties portent le statut machine_predicted_unvalidated et ne sont ni des étiquettes humaines ni des étiquettes directes de modèles de pointe.
Scores Codex et Gemma par catégorie
| Catégorie | Codex | Gemma |
|---|---|---|
| Métarecherche | 0,000 | 0,000 |
| Méta-épidémiologie (sens strict) | 0,000 | 0,000 |
| Méta-épidémiologie (sens large) | 0,000 | 0,000 |
| Bibliométrie | 0,000 | 0,001 |
| Études des sciences et des technologies | 0,000 | 0,001 |
| Communication savante | 0,000 | 0,000 |
| Science ouverte | 0,000 | 0,000 |
| Intégrité de la recherche | 0,000 | 0,000 |
| Charge utile insuffisante (le modèle a refusé de juger) | 0,000 | 0,000 |
Scores machine (provisoires)
Les deux têtes enseignantes du modèle étudiant, lues sur ce travail. Un score ordonne la base pour la relecture; il n'affirme jamais une catégorie, et le statut de validation accompagne chaque rangée tel quel.
Scores de référence d'un modèle non mature (critères de maturité non atteints, 7 itérations). Un score ordonne; il n'affirme jamais une catégorie.
score_only:v0-immature-baseline · tel quel depuis la passe de notation : score_only signifie que le nombre peut ordonner les travaux, et qu'aucune étiquette de catégorie n'en découleClassification
machine, non validéePrédiction automatique; un appel candidat d’une seule tête enseignante, pas un consensus.
Le détail, modèle par modèle et score par score, se trouve en fin de page sous « Comment cette classification a été obtenue ».