Government Interventions Have a Limited Impact on Chicago Area Foreclosure Activity in 2009
Notice bibliographique
Résumé
Analysis of 2009 data on new foreclosure filings and completed foreclosure auctions in the Chicago region shows: New foreclosure filings in the Chicago six-county region increased to over 70,000 in 2009, up 21 percent from 2008. Areas in the region with the most rapid rate of growth in foreclosure filings include North and Northwest Suburban Cook County and Kane County. Each area saw increases in new filings of between 48.5 and 40 percent from 2008. In the City of Chicago, Lincoln Park, Uptown, and East Side saw the largest increases. Lincoln Park saw an increase of 103.2 percent while Uptown and East Side saw increases of almost 75 percent from 2008. Parts of the region that for many years have been hard hit by the foreclosure crisis saw declines in new foreclosure filing activity in 2009. Foreclosure filings in South Suburban Cook County declined by 6.5 percent from 2008. In the City of Chicago, 25 community areas saw year over year declines. Most notably Woodlawn, West Pullman, and Englewood saw declines between 25.9 and 23.8 percent from 2008. The fourth quarter of 2009 had the highest level of foreclosure filing activity for any quarter since the foreclosure crisis began in 2006 with 24,053 new filings. South Cook County continues to have the highest level of foreclosure filings per property at 42.8 filings per 1,000 mortgageable properties, but the rest of the region is catching up. In 2009, the six-county area averaged 30.8 filings per 1,000 mortgageable properties. In the City of Chicago, new foreclosure filings on condominium units continue to increase at a dramatic rate of 36.8 percent from 2008, compared to an 8.6 percent increase in filings on single-family homes. Foreclosure filings on condo units now make up 24 percent of all foreclosure filings in the city. Changes in completed foreclosure auction activity between 2008 and 2009 varied dramatically across the region. For example, Cook County saw a nearly nine percent decrease in completed foreclosure auction between 2008 and 2009, while Kane County saw a 57.2 percent increase in completed auctions over the same period. While the total number of completed foreclosure auctions remained fairly stable between 2008 and 2009, the number of properties purchased at auction by outside buyers increased by nearly 46 percent from 2008. South Suburban Cook County and the City of Chicago continue to have the highest concentrations of REO foreclosure auctions per property with 17.2 and 15.8 auctions per 1,000 mortgageable properties respectively.Despite key federal, state, and local interventions developed to limit the impact of foreclosures on the region's homeowners and communities, the foreclosure problem in the Chicago region continued to grow in 2009. The following analysis details the growth of new foreclosure filing activity in the region as well as shifts in the geographic patterns of new foreclosure filings. Additionally, the report looks at changes in the levels of completed foreclosure auctions in the region. The report also includes detailed appendices with data for City of Chicago community areas and municipalities in the Chicago six-county region. Finally, this analysis includes data for DeKalb, Kendall, and Winnebago Counties.
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Prédiction distillée sur la base complète
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Scores Codex et Gemma par catégorie
| Catégorie | Codex | Gemma |
|---|---|---|
| Métarecherche | 0,001 | 0,000 |
| Méta-épidémiologie (sens strict) | 0,000 | 0,000 |
| Méta-épidémiologie (sens large) | 0,001 | 0,001 |
| Bibliométrie | 0,000 | 0,000 |
| Études des sciences et des technologies | 0,000 | 0,000 |
| Communication savante | 0,000 | 0,000 |
| Science ouverte | 0,000 | 0,000 |
| Intégrité de la recherche | 0,001 | 0,001 |
| Charge utile insuffisante (le modèle a refusé de juger) | 0,162 | 0,001 |
Scores machine (provisoires)
Les deux têtes enseignantes du modèle étudiant, lues sur ce travail. Un score ordonne la base pour la relecture; il n'affirme jamais une catégorie, et le statut de validation accompagne chaque rangée tel quel.
Scores de référence d'un modèle non mature (critères de maturité non atteints, 7 itérations). Un score ordonne; il n'affirme jamais une catégorie.
score_only:v0-immature-baseline · tel quel depuis la passe de notation : score_only signifie que le nombre peut ordonner les travaux, et qu'aucune étiquette de catégorie n'en découleClassification
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