T?keticinin Korunmas? Hakk?nda Kanunun 10/b maddesi kapsam?nda konut finansman? s?zle?mesinde t?keticinin korunmas?
Notice bibliographique
Résumé
Konut finansman? sistemi, ?lkemiz uygulamas?na 2007 y?l?nda girmi? bir kavramd?r. Bir?ok ?lkede motgage sistemi olarak adland?r?lan sistem, T?rkiye' de, konut finansman? sistemi olarak adland?r?lmaktad?r. Bir?ok yasada de?i?iklik getiren ve Mortgage yasas? olarak nitelendirilen d?zenleme ile konut finansman? sistemi olu?turulmu?tur. Sisteme ili?kin olarak yap?lacak konut finansman? s?zle?meleri de 5582 say?l? Yasa' n?n 24. maddesi ile T?keticinin Korunmas? Hakk?nda Kanun' un 10/B maddesinde d?zenlenmi?tir. Bunun temel sebebi, konut finansman? s?zle?melerinin taraf?n? t?keticilerin olu?turacak olmas?d?r. Bu nedenle de t?keticiyi koruyucu ?nemli d?zenlemelere T?keticinin Korunmas? Hakk?nda Kanun' da yer verilmi?tir. Yasada, nitelik itibariyle bir t?ketici kredisi olan konut finansman? s?zle?meleri i?in, t?ketici kredilerinde ?ng?r?lm?? t?keticiyi koruyucu d?zenlemelerin benzerleri yan?nda farkl? nitelikte d?zenlemeler de getirmi?tir. T?keticinin korunmas? a??s?ndan ?nem ta??yan T?keticinin Korunmas? Hakk?nda Kanun' un 10/B maddesi d?zenlemesi, s?zle?meyle ilgili ?nemli noktalarda t?keticiyi koruyucu d?zenleme getiren bir h?k?md?r. Konut finansman? s?zle?meleri de di?er t?ketici s?zle?meleri gibi t?keticinin bilgilendirilmesi, haks?z s?zle?me ?artlar?na kar?? korunmas? gibi hususlarda t?keticiyi koruyucu d?zenlemeler getirmekle birlikte; t?keticinin de finansman kurulu?lar?na kar?? sorumlulu?u y?n?nde de d?zenlemeler yaparak, hem t?ketici lehine hem de t?ketici aleyhine olarak getirilmi? bir h?k?md?r. Bu ?al??mayla birlikte, t?keticinin korunmas? bak?m?ndan ?nem ta??yan noktalar irdelenerek; t?keticinin yapaca?? konut finansman? s?zle?melerinde hangi haklara sahip oldu?una dikkat ?ekmek ve t?keticinin haklar? konusuna a??kl?k getirmek hedeflenmi?tir. ?al??ma konut finansman? s?zle?melerinde t?keticinin korunaca?? yollar? belirlemektedir. Mortgage system is a concept, which was accepted in Turkey in 2007. In many countries this system is called as Mortgage, but in Turkey it?s termed as housing finance system. Housing finance system was composed with the arrangement which has brought changes in many laws and is considered the Mortgage law. With regard to the system of housing finance contracts to be made to Law No. 5582 's twenty-fourth article about the Consumer Protection Law 's 10 / B was set out. The main reason for this is that mortgage contracts is made by consumers. That is why an important consumer protection law also takes place on consumer protection regulations. In this law, a consumer credit quality as the contracts for housing finance, in addition to the similar arrangements, consumer loans, consumer protection arrangements as prescribed have brought a different nature. Carrying importance about protection of consumers, arrangement of Protection about Consumers Law?s proviso 10/B, is a sentence which brings arrangements of consumers protection about arrangement in many parts. Housing finance arrangement is a sentence about not only information of consumers, protection them in unjust arrangements, but also making arrangements about taking responsibility to the financing organisation, which is pro and con of consumers. With this work, it was aimed at watching out which rights consumers have in contracts of housing finance arrrangement and was made clarity of consumers rights by researching the important points about protection of consumers. At working housing financing arrangements, ways of protection of consumers are determined.
Récupéré en direct depuis OpenAlex et désinversé. Les résumés ne sont pas conservés dans cette base de données : les index inversés représentent 8,6 Go des 9,3 Go de texte de la base, et le serveur dispose de 13 Go libres.
Comment cette classification a été obtenuedéplier
Prédiction machine sur la base complète
Imitation des enseignantsNi prévalence calibrée, ni vérité terrain. Validation humaine à venir. Le volet Gemma est une étiquette directe du modèle pour chaque travail de la base, lue sur la notice réduite au titre. Le volet Codex est un classifieur appris des 10 348 étiquettes directes de Codex et calibré sur les taux pondérés de l'échantillon; les champs sans appui suffisant ne portent aucun appel Codex. Le mode candidate est l'union des deux volets; le consensus est leur intersection. Ces sorties portent le statut machine_predicted_unvalidated et ne sont pas des étiquettes humaines.
Scores du classifieur distillé par catégorie (deux têtes)
| Catégorie | Codex | Gemma |
|---|---|---|
| Métarecherche | 0,001 | 0,001 |
| Méta-épidémiologie (sens strict) | 0,000 | 0,000 |
| Méta-épidémiologie (sens large) | 0,000 | 0,000 |
| Bibliométrie | 0,000 | 0,001 |
| Études des sciences et des technologies | 0,002 | 0,001 |
| Communication savante | 0,004 | 0,002 |
| Science ouverte | 0,001 | 0,002 |
| Intégrité de la recherche | 0,002 | 0,003 |
| Charge utile insuffisante (le modèle a refusé de juger) | 0,085 | 0,019 |
Scores machine (provisoires)
Les deux têtes enseignantes du modèle étudiant, lues sur ce travail. Un score ordonne la base pour la relecture; il n'affirme jamais une catégorie, et le statut de validation accompagne chaque rangée tel quel.
Scores de référence d'un modèle non mature (critères de maturité non atteints, 7 itérations). Un score ordonne; il n'affirme jamais une catégorie.
score_only:v0-immature-baseline · tel quel depuis la passe de notation : score_only signifie que le nombre peut ordonner les travaux, et qu'aucune étiquette de catégorie n'en découleClassification
machine, non validéePrédiction automatique; un appel candidat d’une seule source (Gemma direct ou Codex distillé), pas un consensus.
Le détail, modèle par modèle et score par score, se trouve en fin de page sous « Comment cette classification a été obtenue ».