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Record W1524799296

Ambiguity, Information Quality and Credit Risk

2009· article· en· W1524799296 on OpenAlexaff
Nina Boyarchenko

Bibliographic record

VenueRePEc: Research Papers in Economics · 2009
Typearticle
Languageen
FieldEconomics, Econometrics and Finance
TopicCredit Risk and Financial Regulations
Canadian institutionsBooth University College
Fundersnot available
KeywordsAmbiguityAsset (computer security)EconomicsDebtValue (mathematics)EconometricsFinancial economicsCredit eventActuarial scienceCredit riskQuality (philosophy)BusinessCredit valuation adjustmentComputer scienceFinanceCredit reference
DOInot available

Abstract

fetched live from OpenAlex

This paper studies the implications of ambiguity for the credit spreads. We consider two ways of incorporating ambiguity into the Duffie and Lando [2001] model of credit spreads under incomplete information. We begin by examining the credit spreads in a setting where news about the asset value are of an uncertain quality. In this setting, ambiguity-averse investors act as if they take the worst-case assessment of quality. Thus, they react more strongly to bad news than to good news. As a result, changes in the information environ-ment can lead to a widening of credit spreads and implied default intensities, even if firm fundamentals do not change. If the underlying asset value dynamics are also ambiguous, then the ambiguity-averse investors in the secondary debt market act as if the drift rate of the underlying asset value is lower than it actually is. We calibrate the two competing models to match the observed increase in credit spreads after August 9, 2007. Comparing the implications of the two models for default spreads, we find that ambiguity about the underlying asset value dynamics is better able to match the patterns observed in the data. ∗I would like to thank Lars P. Hansen, Lubos Pastor, three anonymous faculty reviewers and participants in the Finance Brownbag, University of Chicago Booth School of Business, for helpful comments on the previous drafts of this paper. All the remaining errors are mine. 1 1

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame machine prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.

metaresearch head score (Codex)0.008
metaresearch head score (Gemma)0.071
Version: metacan-v3-hybrid-931329e0061cValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Theoretical or conceptual · Consensus signal: Theoretical or conceptual
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.008
Threshold uncertainty score0.043

Distilled classifier scores by category (both heads)

CategoryCodexGemma
Metaresearch0.0080.071
Meta-epidemiology (narrow)0.0010.001
Meta-epidemiology (broad)0.0010.001
Bibliometrics0.0020.003
Science and technology studies0.0010.005
Scholarly communication0.0070.010
Open science0.0010.003
Research integrity0.0030.003
Insufficient payload (model declined to judge)0.0050.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.049
GPT teacher head0.314
Teacher spread0.266 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.

The models applied no category: nothing in the taxonomy fit this work.
Study designTheoretical or conceptual
Domainnot available
GenreEmpirical

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

Quick stats

Citations8
Published2009
Admission routes1
Has abstractyes

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