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Enterprise Credit Evaluating Model Study

2010· article· en· W1865287835 on OpenAlex

Why this work is in the frame

A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.

venuePublished in a venue whose home country is Canada.
no affNo Canadian affiliation: this work is invisible to an affiliation-only frame.
No Canadian affiliation. An affiliation-only frame, the usual design, would never have seen this work. It is one of the works that make the case for inverting the frame.

Bibliographic record

VenueCross-cultural communication · 2010
Typearticle
Languageen
FieldEngineering
TopicEvaluation and Optimization Models
Canadian institutionsnot available
Fundersnot available
KeywordsLoanHumanitiesGray (unit)BusinessPolitical scienceActuarial scienceFinancePhilosophy

Abstract

fetched live from OpenAlex

Accurate enterprise credit evaluating can efficiently avoid the asymmetry of the information which the finance institute transferred ,on the other hand ,the enterprise can bring the financing cost down. According to the loan examine and approve work of our country and stock industry bank, the index system of ECE is constructed. Then, a new Enterprise Credit Evaluating Model Based on Gray theory and fuzzy mathematics is proposed. Finally, a example is given and the result show good reliability. Keywords: ECE (Enterprise Credit Evaluate), Gray System Theory, White function, AHM(Attribute Hierarchical Model), FCE(Fuzzy Comprehensive Evaluate) Resume L’evaluation precise du credit d’entreprises peut d’un cote eviter de facon efficace l’asymetrie de la transmission des informations des institutions financieres, de l’autre, elle peut permettre aux entreprises de baisser les couts financiers. Cette these relie ensemble la verification et l’approbation du credit de la banque du commerce nationalisee et de la banque industrielle par societe anonyme pour creer un systeme d’evaluation du credit d’entreprises( ECE). Selon les theories d’evaluation grises basees sur AHM et des methodes des mathematiques ambigues, elle a fait une proposition d’un nouveau modele d’evaluation qualitative et quantitative. Enfin, un exemplaire est donne et le resultat nous montre une bonne credibilite et precision. Mots-cles: ECE (evaluation du credit d’entreprises), theorie d’evaluation grise, fonction blanche, AHM(modele d’attribuation hierarchique), FCE(methodes des mathematiques ambigues) 摘 要 準確的企業資信評級一方面可以有效的避免對金融機構資訊傳遞的非對稱性,另一方面企業也可以降低融資成本。文章結合我國國有商業銀行和股份制商業銀行信貸審批工作,構建企業資信評估指標體系,通過基於 AHM的灰色評價理論和模糊數學的方法,提出了一種新的定性和定量相結合的評價模型,實證結果表明,該模型得到的企業資信評級結果有較高的可信度和準確度。 關鍵詞:資信評級;屬性層次;白化權函數;灰色評價;模糊綜合評判

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.001
metaresearch head score (Gemma)0.000
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Simulation or modeling · Consensus signal: Simulation or modeling
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.021
Threshold uncertainty score0.552

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0010.000
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.000
Bibliometrics0.0000.000
Science and technology studies0.0000.000
Scholarly communication0.0000.001
Open science0.0000.000
Research integrity0.0000.000
Insufficient payload (model declined to judge)0.0000.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.059
GPT teacher head0.390
Teacher spread0.331 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it