Solvency of Pension Reform: Issues and Challenges of the Accumulation Phase of Retirements in Nigeria/REFORME DE PENSION DE LA SOLVABILITE: ENJEUX ET DEFIS DE LA PHASE D'ACCUMULATION DES DEPART A LA RETRAITE AU NIGERIA
Bibliographic record
Abstract
Objective: The valuation of pension reform was conducted with the primary purpose of determining its sustainability. Method: Compliance level among the participants was examined. In order to ascertain the accuracy of the data supplied by the respondents, their respective salary scales obtained from the payroll offi ces were used. Questionnaires were randomly distributed to workers in various units of the institutions discretionally chosen. The monthly rate of 2 percent used in the scheme valuation represents sanction imposed by the PenCom for any defaulter. Result: Evidence from the study suggests that the valued schemes are deficit as follows: private university, N254, 329, 938; Federal University, N1, 271, 649, 690. Conclusion: If the present trend of noncompliance by some employers is not intersected by the regulatory body in time, many contributors stand the risk of losing their funds as the scheme is not likely to be sustainable. We therefore recommend that the outstanding debts be paid without any further delay. Key words : Solvency; Accumulation phase; Defi ned contribution; Pension scheme Resume Objectif: L’evaluation de la reforme des retraites a ete realisee avec le but principal de determiner sa viabilite. Methode: Niveau de conformite entre les participants a ete examine. Afi n de s’assurer de l’exactitude des donnees fournies par les repondants, leurs echelles salariales respectives obtenues a partir des bureaux de paie ont ete utilises. Des questionnaires ont ete distribues au hasard aux travailleurs dans les differentes unites de maniere discretionnaire des institutions choisies. Le taux mensuel de 2 pour cent utilise dans l’evaluation schema represente la sanction imposee par le PenCom pour tout defaillant. Resultat: resultats de l’etude suggere que les regimes sont evalues deficit comme suit: universite privee, N254, 329 938; Universite Federale, N1, 271.649.690. Conclusion: Si la tendance actuelle de non-respect par certains employeurs n’est pas coupe par l’organisme de reglementation dans le temps, de nombreux contributeurs se le risque de perdre leurs fonds que le regime n’est pas susceptible d’etre durable. Nous recommandons donc que les dettes seront payees sans plus tarder. Mots cles : Solvabilite; Phase d’accumulation; A defi nis les cotisations; Regime de pension
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How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.004 | 0.007 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.001 | 0.001 |
| Science and technology studies | 0.001 | 0.001 |
| Scholarly communication | 0.002 | 0.001 |
| Open science | 0.000 | 0.001 |
| Research integrity | 0.001 | 0.001 |
| Insufficient payload (model declined to judge) | 0.002 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".