Microfinance Services: A Missing Product in Islamic Banks in Supporting Small and Medium Enterprises in Tanzania
Bibliographic record
Abstract
The study aimed to sensitize the Islamic banking in Tanzania in initiating Islamic microfinance which is a missing tool in boosting small and medium business ventures in Tanzania. The study employed descriptive corelational research design whereby data collection was done through both probability and non probability sampling design. Data were collected in three banks (National Bank of Commerce, Kenya Commercial Bank, and Akiba Commercial Bank) which are Islamic Bank windows, and in Amana Bank which is a fully fledged Islamic Bank. The findings of the study revealed that Islamic microfinance is concerned with the provision of financial and non financial services to the poor who desire to embark in entrepreneurship based on Islamic values for the aim promoting development and welfare of the entire society. Based on those findings, the study recommends that Islamic microfinance should be established in those carrying out Islamic banking in Tanzania because these interest free financial institutions often support Small and Medium Enterprises with small loans for the purpose of improving their business operations .
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How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.001 | 0.003 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.000 | 0.000 |
| Science and technology studies | 0.002 | 0.001 |
| Scholarly communication | 0.002 | 0.001 |
| Open science | 0.000 | 0.002 |
| Research integrity | 0.001 | 0.001 |
| Insufficient payload (model declined to judge) | 0.003 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".