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Record W2033507676 · doi:10.1108/17422040910938721

Regulation and subprime turmoil

2009· article· en· W2033507676 on OpenAlexaff
Arvind K. Jain

Bibliographic record

VenueCritical Perspectives on International Business · 2009
Typearticle
Languageen
FieldEconomics, Econometrics and Finance
TopicBanking stability, regulation, efficiency
Canadian institutionsConcordia University
Fundersnot available
KeywordsWarrantFinancial crisisSubprime crisisForce majeureGreat DepressionEconomicsValue (mathematics)Subprime mortgage crisisFinancial systemSystemic riskBusinessOriginalityEconomic policyDevelopment economicsFinancePolitical scienceMacroeconomicsLaw

Abstract

fetched live from OpenAlex

Purpose The global economy has entered what appears to be a very serious financial crisis for reasons other than force majeure . While the current focus has to be on preventing a repeat of the Great Depression, efforts must also be made to understand why the crisis came about in the first place. The objective of this paper is to demonstrate that the regulators should have known what the risks were and that these risks were large and systemic, and should have concluded that actions were required to prevent a serious global crisis. Design/methodology/approach The article analyzes the developments in the US mortgage market to assess whether the chances of a crisis in the period before the crisis could have been assessed to be too remote to warrant concern. Findings The evidence seems quite clear that, given the assessments of potential consequences of previous episodes in which concerted actions had to be taken to prevent the collapse of the global financial system, the regulators of the US economy should have taken steps long before the onslaught of chains of collapse of financial institutions that began in the summer of 2007. Originality/value It is hoped that analysis such as this will lead to improvement of regulations of financial markets, reducing chances of future crises of such proportions.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.000
metaresearch head score (Gemma)0.002
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Theoretical or conceptual · Consensus signal: none
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.696
Threshold uncertainty score0.579

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0000.002
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.000
Bibliometrics0.0000.000
Science and technology studies0.0000.000
Scholarly communication0.0000.000
Open science0.0000.000
Research integrity0.0000.000
Insufficient payload (model declined to judge)0.0000.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.019
GPT teacher head0.269
Teacher spread0.250 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one teacher head, not a consensus.

The models applied no category: nothing in the taxonomy fit this work.
Study designTheoretical or conceptual
Domainnot available
GenreEmpirical

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

Quick stats

Citations12
Published2009
Admission routes1
Has abstractyes

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