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Record W2236850433 · doi:10.5430/ijfr.v7n1p130

The Effect of the Perception of Deposit Bank Rate, Quality of Service, and the Using of Banking Technology towards Rural Fellow’s Interest to Save Money in Bank Rakyat Indonesia Inc. Unit Wates – Blitar

2015· article· en· W2236850433 on OpenAlexvenueno aff
Ria Prasetyo, Dwi Wulandari, Imam Mukhlis

Bibliographic record

VenueInternational Journal of Financial Research · 2015
Typearticle
Languageen
FieldSocial Sciences
TopicSMEs Development and Digital Marketing
Canadian institutionsnot available
Fundersnot available
KeywordsInterest rateSample (material)Service (business)Unit (ring theory)BusinessQuality (philosophy)Simple random sampleService qualityNational bankPopulationFinanceMarketingMathematics

Abstract

fetched live from OpenAlex

Foster interest in saving in the community can be a mean to improve economic conditions. Excess funds owned by the public can be channeled to those who lack funds through banking institutions. There are several factors that affect a person's interest to save. In the study, there are three free variables namely interest rates of savings, service quality, and the use of banking technology. This research was done by taking sample from one population (people in Wates District, Blitar Regency), the taken sample is the customers of Bank Rakyat Indonesia Corp. The research design of this research is explanatory descriptive design and the descriptive approach correlation were used to describe, explain, or present the data from perception variable of deposit bank rate, service quality, and banking technology towards people interest to save their money in Bank Rakyat Indonesia Corp. Unit Wates. The used method in sample taking in this research uses simple random sampling which found 99 customers to be given questionnaire. From the result of analysis the perception of bank rate doesn’t affect rural fellows’ interest in saving money to Bank Rakyat Indonesia Corp. Unit Wates-Blitar. Service quality affects people’s interest in the village to save money in Bank Rakyat Indonesia Corp. The perception of bank rate, service quality, and banking technology implementation influence village people’s willingness to save their money to Bank Rakyat Indonesia Corp. Unit Wates-Blitar.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame machine prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.

metaresearch head score (Codex)0.001
metaresearch head score (Gemma)0.005
Version: metacan-v3-hybrid-931329e0061cValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Observational · Consensus signal: Observational
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.016
Threshold uncertainty score0.031

Distilled classifier scores by category (both heads)

CategoryCodexGemma
Metaresearch0.0010.005
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.001
Bibliometrics0.0000.000
Science and technology studies0.0010.001
Scholarly communication0.0010.000
Open science0.0000.001
Research integrity0.0000.001
Insufficient payload (model declined to judge)0.0090.001

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.089
GPT teacher head0.414
Teacher spread0.325 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.

The models applied no category: nothing in the taxonomy fit this work.
Study designObservational
Domainnot available
GenreEmpirical

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

Quick stats

Citations1
Published2015
Admission routes1
Has abstractyes

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