Patients nord-américains et clause d'exclusion de couverture dans les polices d'assurance responsabilité civile professionnelle
Bibliographic record
Abstract
Un nombre croissant d'assureurs introduisent dans leurs polices d'assurance responsabilité civile professionnelle pour médecins des clauses visant à exclure de la couverture les litiges jugés selon le droit américain ou canadien, ou devant les tribunaux de ces pays. Ces clauses suscitent l'inquiétude de certains membres de l'AMG, qui craignent d'une part de ne pas être couverts en cas de litiges concernés par ces clauses, et d'autre part d'être sanctionnés faute de disposer d'une couverture responsabilité civile adaptée aux risques, telle que requise par la réglementation. La présente contribution présente les risques concrets auxquels sont exposés les membres de l'AMG du fait de ces clauses d'exclusion, ainsi que les mesures à prendre afin de réduire ces risques au minimum.
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How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.004 | 0.011 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.001 | 0.002 |
| Science and technology studies | 0.007 | 0.003 |
| Scholarly communication | 0.003 | 0.001 |
| Open science | 0.001 | 0.003 |
| Research integrity | 0.002 | 0.003 |
| Insufficient payload (model declined to judge) | 0.011 | 0.001 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".