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Record W2522166539 · doi:10.5539/mas.v10n10p283

Customer Segmentation of Bank Based on Discovering of Their Transactional Relation by Using Data Mining Algorithms

2016· article· en· W2522166539 on OpenAlex
Neda Shokrgozar, Farzad Movahedi Sobhani

Why this work is in the frame

A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.

venuePublished in a venue whose home country is Canada.
no affNo Canadian affiliation: this work is invisible to an affiliation-only frame.
No Canadian affiliation. An affiliation-only frame, the usual design, would never have seen this work. It is one of the works that make the case for inverting the frame.

Bibliographic record

VenueModern Applied Science · 2016
Typearticle
Languageen
FieldBusiness, Management and Accounting
TopicCustomer churn and segmentation
Canadian institutionsnot available
Fundersnot available
KeywordsComputer scienceLoanDatabase transactionTransaction dataMarket segmentationRelation (database)Customer relationship managementTransactional leadershipCustomer intelligenceSegmentationCredentialCustomer retentionData miningBusinessService (business)MarketingFinanceDatabaseComputer securityArtificial intelligenceService quality

Abstract

fetched live from OpenAlex

In this research, based on financial transactions between bank customers which extracted from bank’s databases we have developed the relational transaction graph and customer’s transactional communication network has been created. Furthermore, using data mining algorithms and evaluation parameters in social network concepts lead us for segmenting of bank customers. The main goal in this research is bank customer’s segmentation by discovering the transactional relationship between them in order to deliver some specified solutions in benefit of some policy about customers equality in banking system; in other words improvement of customer relationship management to determination of strategies and business risk management are the main concept of this research. By evaluation of Customer segments, banking system will consider more efficient and crucial factors in decision process to estimate more accurate credential of each group of customers and will grant more appropriate types and amount of loan services to them therefore it is expected these solutions will reduce the risk of loan service in banks.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.001
metaresearch head score (Gemma)0.000
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Bench or experimental · Consensus signal: none
GenreCandidate signal: Empirical · Consensus signal: none
Teacher disagreement score0.920
Threshold uncertainty score0.320

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0010.000
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.000
Bibliometrics0.0000.000
Science and technology studies0.0000.000
Scholarly communication0.0000.002
Open science0.0000.000
Research integrity0.0000.000
Insufficient payload (model declined to judge)0.0000.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.047
GPT teacher head0.264
Teacher spread0.216 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it